Business Special Savings Tips, Info & FAQs
Designed specifically to grow your company’s savings so you get more from each dollar
Our Business Special Savings accounts give members a higher rate without interfering with how they’re able to access their funds. Members earn greater dividends on the money they keep with us but can withdraw it at any time.
Running your own business is never easy, but it can be fun!
If your business is going to be a success, you need to understand some basic pointers about what it takes to get there.
1. At the end of the day, it falls on you.
At first, you’re probably going to be on your own, so get comfortable wearing numerous hats. As time goes on, contract out work as necessary to save money without sacrificing the services you need.
2. Don’t begin without a business plan.
You wouldn’t start a road trip without directions, right? A business plan will chart your course to success. Allow yourself to remain flexible, though. You shouldn’t be changing your business plan every single day, but it’s not set in stone either. If your business is struggling, it might be time to review the plan guiding it.
3. It takes money to make money.
While you’ll need some capital to get your business started, don’t forget about the importance of building your business savings over time, too. Running a business will probably entail a rude surprise or two. You’ll also run into numerous scenarios where the only way forward is to invest in better assets. This is when a Business Money Market account can make a huge difference in your company’s future.
4. Don’t get hacked.
Unfortunately, some people believe you have to take money to make it. No matter what kind of business you’re running, make sure you have sufficient digital security measures in place to keep these kinds of criminals at bay. This includes the most important one: educating your employees about the dangers that exist and what to do when they encounter phishing scams and other criminal activities.
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Are there any limits to the number of withdrawals I can make on this account?
You are allowed four free withdrawals or transfers on this account each month.
How long does it take to open a business account?
Once all the required documentation and signatures are gathered, a business account can be opened in less than 2 business days, and often the same day.
Can anyone make a deposit or complete a transaction on my business account?
Only authorized signers are able to complete transactions, however, anyone can make a deposit into the account and we will never divulge any information (e.g., account balance or recent transactions).
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Business Special Savings Rates & Calculator
Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Business Special Savings
|Balance up to $7,499||0.05% APY*|
|Balance of $7,500 - $49,999.99||0.15% APY*|
|Balance of $50,000 and over||0.25% APY*|
*APY = Annual Percentage Yield. APY is accurate as of February 1, 2021.
Dividends on all accounts will be calculated on the daily balance during the dividend period. The rates and APY may change after the account is opened. Balance tier determines the daily dividend rate and APY on the daily account balance. Fees or other conditions may reduce the earnings on the account. Payment of all dividends is subject to the availability of earnings.
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Business Special Savings Why United Texas
- Business Savings
- Competitive Interest Rates
- Added Dividends
- Instant Accessibility
I have been with United Texas since 1994. The staff and service benefits are great.Cynthia S., member since 1994
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Business Special Savings How it Works
How it Works
Establish a membership by opening a Business Savings Account.
Open a Business Special Savings Account with at least a $5.00 opening deposit.
Start earning a competitive interest rate on your balance.
Related Products & Services
Our Business Money Market accounts are great for helping your business save. Whether you have a big purchase in mind or you’re simply interested in creating a buffer to handle unexpected expenses, United Texas can make your money work harder for your business.