Looking for a hassle-free, low-interest loan? With United Texas, you can tap into your existing savings to secure a quick loan or improve your credit score. As you make progress in paying off the loan, the money you pledged becomes available for you to use.
| Share-Secured Loan (100% Secured) | Share Rate + 2.50% APR* | 120 months |
*APR means Annual Percentage Rate. Rates are effective as of January 8, 2025. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply. This is a 100% secured loan where your interest rate is our current savings rate, + 2.50%.
| Certificate-Secured Loan (100% Secured) | Certificate Rate + 2.50% APR* |
*APR means Annual Percentage Rate. Rates are effective as of January 8, 2025. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply. Your loan has the same term as the certificate. The interest rate is the certificate rate + 2.50%.
Have a balance greater than or equal to the amount needed for the loan available in your share account or share certificate at United Texas.
Deposit money into your savings account, or open a share certificate, and we will give you a loan using it as collateral.
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