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PLUS Business Checking

Manage your day-to-day business expenses

PLUS Business Checking

Manage your day-to-day business expenses

Manage cash flow and process daily transactions while earning interest on your balance.

The PLUS Business Checking Account is tailored for companies with a high volume of monthly transactions and the ability to uphold a minimum balance. We understand the needs of businesses like yours and offer versatile accounts to streamline money management.

Maintain a daily balance of $5,000 or more to enjoy no monthly fees. If you fall below that, there is a $25.00 fee per month.

You’ll also benefit from no charges for the initial 300 monthly transactions. Subsequent transactions are only $0.20 each. Interest accrues daily and is paid monthly on balances exceeding $1,000.

You’ll also enjoy free Online Bill Pay and a free Debit Mastercard BusinessCard with our PLUS Business Checking Account.

Rates & Calculator

Savings Calculator

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Enter your details to see your savings

Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their applicability or accuracy in regards to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Total Savings

PLUS Business Checking

Balance up to $999.990.00% APY*
Balance of $1,000 and over0.15% APY*

*APY = Annual Percentage Yield. APY is accurate as of October 1, 2024.
Dividends on all accounts will be calculated on the daily balance during the dividend period. The rates and APY may change after the account is opened. The balance tier determines the daily dividend rate and APY on the daily account balance. Fees or other conditions may reduce the earnings on the account. Payment of all dividends is subject to the availability of earnings.

Frequently Asked Questions

Once all required documentation and signatures are gathered a Business Account can be opened in less than two business days, and often the same day.

To order your first set of checks, call (210) 561-4500 or visit any branch. For any recurring check orders, go to Main Street.

You’ll need the following information for online orders:

  • Your account number
  • Your routing number: 314088860
  • Your control number
  • The check number you would like your new book of checks to start with

Not sure what style of check you want? Take a look at Main Street’s catalog of check options.

Only authorized signers are able to complete transactions. However, anyone can make a deposit into the account and we will never divulge any information (e.g., account balance or recent transactions).

You will need to complete a new signature card and a new resolution for your business.

Open a PLUS Business Checking Account

We'd love to help you open a PLUS Business Checking account! Just give us your name, e-mail, and phone number and we'll be in touch soon.

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