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Warranty

Protect your investment without breaking the bank

Warranty

Protect your investment without breaking the bank

Extend the life of your vehicle by reducing your out-of-pocket costs.

Factory warranties don’t always cover the long haul, leaving you exposed to costly repairs. Opt for our Mechanical Breakdown Coverage with four tiers of budget-friendly protection for those unexpected mechanical and electrical fixes.

  • Roadside Assistance: All plans provide reimbursement for Roadside Assistance.
  • Emergency Services: Lock-Out Assistance, Fuel Delivery Services, Flat Tire Assistance and Battery Service
  • Rental Vehicle Assistance: If you break down, we’ll cover your alternate transportation expenses (according to the schedule in your contract).
  • Tire Road Hazard: We’ll repair or replace your tires if they’re damaged by a road hazard.
  • Trip Interruption: If your car breaks down more than 100 miles away from home and the shop keeps your car overnight, we’ll cover your meals and lodging for up to three days.

Simply let your Financial Services Officer which plan you want to add to your loan. Finance it with your auto purchase and enjoy a discount to your loan rate when you add Warranty coverage!

Four Ways to Make Sure You're Covered

So, you just bought a new car. Or maybe it’s just new to you. Either way, congratulations! Whether you scrimped and saved or secured financing for your purchase, having a vehicle is something to celebrate.

Whether your car has been driven 20 miles or already reached 20,000, there will come a time when you need to address repairs. If you bought a new car, this may happen after your warranty expires. If you purchased a used car, you might be responsible for repairs right from the start. It’s possible that at some point, you’ll find yourself making both car payments and repair payments simultaneously. To help you navigate these situations, here are some valuable tips to keep in mind.

1. Don’t skimp on insurance.

If your car is damaged or stolen, having backup coverage to help pay off your loan and qualify for a new one is always a smart move. It’s not just a good idea—it’s also a legal requirement in many states. If budget is a concern, you can save money by opting out of collision insurance. If you have an older car, you may not even notice the difference, and you’ll appreciate the incredibly low monthly premiums.

2. Car care is critical.

Routine maintenance is key to avoiding breakdowns and costly repairs. Take a moment to check your oil, change those filters, rotate your tires, and replace them when they’re damaged or worn. Not only will this save you money, but it could also save your life. Don’t overlook the importance of regular upkeep for your vehicle.

3. Gap coverage is good thinking.

Cars can be quite costly. In fact, it’s not uncommon to end up owing more on your car loan than the actual value of your vehicle. To safeguard yourself, consider getting gap coverage. This will guarantee that if you have an accident, you’ll have sufficient funds to pay off your loan regardless of the car’s current market price.

4. Say yes to warranties.

Whether your car is new or used, having a warranty is a must. Accidents can happen unexpectedly, and with a warranty, you’ll be protected from being stuck with a car you can’t even drive. Don’t take any chances – buy that warranty and have peace of mind on the road!

Frequently Asked Questions

Once you have purchased a Mechanical Breakdown package, simply call 1-844-307-1001 for service.

Yes, we allow protection products purchased through the credit union to become part of the loan, and we also offer a discount to the interest rate.

Yes you can change the deductible to fit your needs.

There are four different levels United Texas offers and one of our Financial Services Officers will be happy to help explain them to you to get the best fit for you and your family.

Most dealer and manufacturer warranties only cover certain items on the vehicle for a limited time. The purchase of Mechanical Breakdown extends your coverage while protecting your investment from costly mechanical and electrical failures. It also provides Roadside Assistance, Rental Vehicle Assistance, Tire Road Hazard and Trip Interruption.

mORE INFORMATION

Repairs can be performed at any licensed repair facility in the US or Canada. All claims are handled directly by the insurer with direct payments to the repair facility. We are not a third party administrator. You may transfer your coverage if you sell your vehicle before your contract expires. Please refer to the actual service contract for coverage, exclusions, terms and conditions.

You may be eligible for coverage even if you don’t currently have an auto loan with United Texas!