Kids Club Tips, Info & FAQs
A rewards savings account for children ages 5-12
Want to teach your kids to save? This account gives them an incentive. When they make qualifying deposits, they earn “tokens” they can use to buy cool prizes.
Effective January 2, 2019, we’re making it even easier to redeem tokens for prizes!
When your child earns 10 tokens, those can be cashed in for a $10 Mastercard Gift Card, which is now a more valuable prize.
We’ve also reduced the amount of tokens needed for the top prize of a $25 Mastercard Gift Card from 50 to 25 tokens!
Keep on saving and earning, kids!
3 More Ways for Kids to Make Money
Babysitting and lawn-mowing are some of the most common jobs for kids. But maybe these aren’t jobs your own children are interested in. Or maybe there are not many opportunities to do them in your area. Ideally, you should encourage your children to take on jobs that interest and excite them. Here are a few ideas:
If your child excels at reading, math, or another school subject, they might make a great tutor. They can help a younger child hone their skills, and pick up some extra cash along the way.
Baking is a skill that most children can quickly learn, and it’s definitely a way to up their lemonade stand game. Kids can start with simple classics like chocolate chip cookies, and work their way up from there.
3. DIY Crafts
If your child has a knack for painting, jewelry-making, wood carving, or another crafty skill, they can sell their work online. Sites like Etsy help hopefuls find customers, and being young can actually be a point in their favor.
How old do you have to be to join?
United Texas members between the ages of 5 and 12 are automatically members of the club. Anyone in this age group who is eligible for membership can also enjoy club benefits.
What is the minimum opening deposit amount?
How do the club members earn rewards?
Club members earn one token for each $10.00 deposit, with a limit of three tokens per day. The child must be present for each deposit made in person at a branch in order to earn tokens. Once the child earns 10 tokens, they can be redeemed for a $10 Mastercard Gift Card, while 25 tokens can be redeemed for a $25 Mastercard Gift Card.
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Kids Club Rates & Calculator
Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
|Balance of $5.00 and Over||0.25% APY*|
*APY = Annual Percentage Yield. APY is accurate as of July 1, 2019, and may change after the account is opened. Dividends are calculated on the daily balance during the dividend period and paid to the account monthly. Fees or other conditions could reduce the earnings on the account. Payment of all dividends is subject to availability of earnings.
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Kids Club Why United Texas
- Savings account with incentives
- Earn gift cards by redeeming tokens
- For kids ages 5-12
- Earn a "token" for every $10.00 deposit
- Limit of three "tokens" per day
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Kids Club How it Works
Signing up for a Kids Club savings account is great way to teach your child how to save.
Give us a call, contact us online, or come into any one of our branches.
Join United Texas Credit Union. To become a member, all your child needs to do is open a $5.00 minimum deposit savings account.
If your child is between the ages of 5-12, they will be automatically enrolled in the Kids Club program.
Each time they deposit $10.00, they will earn a token. They need to be present for the deposit in order to qualify, and they are limited to three new tokens per day.
They can trade in their tokens for prizes:
- 10 tokens = $10 Mastercard® Gift Card
- 25 tokens = $25 Mastercard® Gift Card
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Children’s Online Privacy Protection Act of 1998
United Texas does not collect any personal information from minors through our website. Contact us with questions about the collection of personal data.