Unlimited cash back. Unlimited freedom.

Make your money work for you! Our San Antonio cashback checking account is offered to individuals throughout Bexar, Kendall, Comal, and Tarrant Counties and gives you debit card rewards: 1/2% cashback on all signature-based debit card purchases automatically, every month. There are no caps or minimums to worry about, so the more transactions you make, the more money you earn.

Ultimate Checking makes it simple to keep your family finances safer and take advantage of smart discounts on financial services and everyday purchases.

Are you Ruby, Sapphire, or Diamond?

Ultimate Checking is a relationship-based account, so the more products and services you have with us allows you to reduce or even waive the monthly fee.

Ruby – $6 Monthly Fee

Every member with Ultimate Checking qualifies for the Ruby level.

Sapphire – $4 Monthly Fee

To reach the Sapphire level, you must perform 15 or more signature-based debit card transactions per month

OR

at least $15,000 in combined loan and/or deposit balances. You must also meet one of the qualifications listed below:

• Minimum of $500 in Direct Deposit, ACHO, or Mobile Check Deposits per month
• United Texas Debit Mastercard or Platinum Mastercard Credit Card with at least one transaction per month
• E-Statement

Diamond – No Monthly Fee

You must qualify for the Sapphire level and have all of the items listed below:

• Minimum of $500 in Direct Deposit, ACHO, or Mobile Check Deposits per month
• United Texas Debit Mastercard or Platinum Mastercard Credit Card with at least one transaction per month
• E-Statement

Ask about our limited-time special offer!

IDProtect®¹

Helps to better protect you and your joint account owners from any identity fraud event, financial or otherwise, anywhere in the world, even if the event has nothing to do with your cash back checking account at United Texas Credit Union. This coverage includes:

• Credit File Monitoring
• Credit Report
• Identity Theft Expense Reimbursement Coverage²
• Resolution Service

Accidental Death & Dismemberment Insurance²

You’re protected from the unexpected with up to $10,000 of 24-hour Accidental Death and Dismemberment Insurance. (Coverage divides equally on joint accounts and reduces by 50% at age 70)

Cell Phone Protection²

Receive up to $400 of replacement or repair costs if your mobile phone has been stolen or damaged. You are covered for up to four devices. Your mobile phone bill must be paid through your Ultimate Checking Account or a United Texas Platinum Mastercard.

Debit Advantage®

You’ll receive Buyers Protection² and Extended Warranty² on any item(s) purchased in full with your Ultimate Checking Account Debit Mastercard.

Rideshare Protection²

You have up to $100,000 of AD&D coverage and $10,000 of accident medical expense benefits if injured while traveling in a rideshare vehicle. Coverage also includes up to $250 personal property benefits for the replacement of property stolen, damaged, or destroyed due to an accident while traveling in a rideshare vehicle. (Travel costs for the rideshare must be paid using your eligible checking account or a United Texas Platinum Mastercard.)

Travel & Leisure Discounts

Get discounts from thousands of national and local businesses in San Antonio with your Ultimate Checking Account. Available online only.

Roadside Assistance Service²

24-hour coverage for roadside assistance services, up to $100 per occurrence with a maximum of two reimbursement claims per 12-month period.

$hopping Rewards™

Enjoy exclusive offers and discounts at thousands of leading online retailers. Simply shop online using our customized portal and receive cash back! Available online only.

Health Discount Savings

Enjoy savings on vision, prescriptions, and dental services.

You get all of this and more for a low monthly fee of $6, so the account pays for itself and saves you money! There are several ways to reduce or waive the fee, so contact us for all of the details.

Start taking advantage of these benefits today with an Ultimate Checking Account, offered in San Antonio!

Disclosures:
1 Benefits are available to personal checking account owner(s) and their joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration, and/or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.

2 Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions, and exclusions of the Benefits described. Please refer to the actual Guide to Benefit and/or insurance documents for complete details of coverage and exclusions. Coverage is provided through the company named in the Guide to Benefit or on the certificate of insurance. Insurance Products are not insured by any Federal Government Agency; not a deposit of or guaranteed by the credit union or any credit union affiliate. This Institution is not federally insured. MEMBERS’ ACCOUNTS ARE NOT INSURED OR GUARANTEED BY ANY GOVERNMENT OR GOVERNMENT-SPONSORED AGENCY.