VACATION CLUB
Plan a truly memorable vacation
VACATION CLUB
Plan a truly memorable vacation
A limited withdrawal vacation
savings account
Ready for a dream vacation? Our account makes saving effortless. Set up monthly auto-transfers and watch your vacation fund grow. Withdrawing is limited, keeping your savings safe until it’s adventure time!
Vacation Club
- Automatic transfers from checking
- You choose the amount
- Restricted withdrawals
- Funds disbursed to you April 1st
- The easiest way to save for your vacation
Four Ways to Save While You're on Vacation
Vacationing on a budget? Here are some ways to save big:
Research public transportation
Public transportation is typically more cost-effective than Ubers, town cars, and taxis. A little prep work on the routes and you’re all set to roam confidently – and with more spending money in your pocket!
Eat in
Opt for accommodations with a kitchenette or mini-fridge to save on dining out costs. Prepare meals in, shop for snacks instead of buying at tourist spots to cut expenses.
Reconsider souvenirs
Souvenirs often end up forgotten, so why not capture your vacation memories with photos instead? They’re personal, memorable, and best of all, free!
Negotiate
When it comes to negotiation, it’s not just for street vendors. Consider bargaining on accommodation rates, such as those on AirBnB or other private rentals. Remember to be kind and not too forceful – asking is free!
Rates & Calculator
Vacation Club Account
| Balance of $5 and Over | 0.20% APY* |
*APY = Annual Percentage Yield. APY is accurate as of January 1, 2025, and may change after the account is opened. Dividends are calculated on the daily balance during the dividend period and paid to the account monthly. Fees or other conditions could reduce the earnings on the account. Payment of all dividends is subject to the availability of earnings. The maturity date of this club account is April 1; its term varies depending on when the account is opened.
Frequently Asked Questions
Accumulated funds and dividends earned will automatically be transferred to your United Texas Savings Account.
You may make up to two withdrawals per year if needed. If you exceed this amount, you will be assessed an Excessive Withdrawal Fee per occurrence.
Yes, it is calculated on the daily balance and paid monthly on the first day of the following month.
