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Loan Extension

Caught off guard by life? Get a Loan Extension.

Loan Extension

Caught off guard by life? Get a Loan Extension.

Provides borrowers extra time to make loan payments

Life can be unpredictable, and we get it. At United Texas, we’re here to help. That’s why we offer loan extensions to qualifying members. Whether you’re facing financial challenges or need some extra cash to cover unexpected expenses, we’ve got your back. If you’re eligible, we’ll gladly give you the flexibility of more time to make your next loan payment.

  • Available once every 6 months
  • Credit score is unaffected
  • $40.00 fee per loan extension
  • Loan terms are extended
  • Certain loans eligible

Frequently Asked Questions

As long as you qualify, you may apply for a loan extension every six months.

Unfortunately, only certain loan types are eligible for an extension. The following loan types may not be extended:

  • Real Estate Secured Loans
  • FHA Title 1 Loans
  • Certain specially underwritten Auto Loans
  • Share or Share Certificate Secured Loans
  • Leases
  • Credit Cards
  • Single Payment Loans
  • Balloon Payment Loans
  • Lines of Credit
  • Commercial and Business Secured Loans
  • Restructured Loans
  • Bankruptcy
  • Member Business Loans
  • Loans paid by an insurance claim or through a debt management program
  • Any collateralized loan with an active CPI policy

No, it won’t. Your due date will be advanced and your loan will be extended by the number of payments that are skipped.