Caught off guard by life? Get a quick extension on your loan.
Loan Extension Tips, Info & FAQs
Provides borrowers extra time to make loan payments
Life happens fast and we understand. That’s why United Texas offers loan extensions to qualifying members. Unable to make a payment or need some extra cash to get by? If you’re eligible, we’re happy to give you more time to make your next loan payment.
FAQs
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Is there a limit to the number of loan extension requests I can make?
As long as you qualify, you may apply for a loan extension every six months.
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Can I apply for an extension on my credit card?
Unfortunately, only certain loan types are eligible for an extension. The following loan types may not be extended:
- Real Estate Secured Loans
- FHA Title 1 Loans
- Certain specially underwritten Auto Loans
- Share or Share Certificate Secured Loans
- Leases
- Credit Cards
- Single Payment Loans
- Balloon Payment Loans
- Lines of Credit
- Commercial and Business Secured Loans
- Restructured Loans
- Bankruptcy
- Member Business Loans
- Loans paid by an insurance claim or through a debt management program
- Any collateralized loan with an active CPI policy
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Will it affect my credit score if I apply for a loan extension?
No, it won’t. Your due date will be advanced and your loan will be extended by the number of payments that are skipped.
Next Step
Go To Next StepLoan Extension Why United Texas
Loan Extension
- Available once every 6 months
- Credit score is unaffected
- $35.00 fee per loan extension
- Loan terms are extended
- Certain loans eligible
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Next Step
Go To Next StepLoan Extension How it Works
Need more time to pay your loan?
1. Contact us by phone, online, or via e-mail to make a request
2. A Financial Services Officer will review your request to ensure you qualify for an extension
3. Once approved, enjoy your extra cash!
Need a Hand?
More Info
All accounts must be in good standing with a savings account balance of $5 or more. At least six monthly payments must have been made on a loan for consideration. You may request a Loan Extension on eligible loans once every six months.