Multi-Shield Tips, Info & FAQs
Set of purchased protections for new or used car
Want to be protected against future problems? Looking to add value to your newly purchased car? Our Multi-Shield protection package offers a number of benefits:
Tire & Wheel Coverage includes 100% repair or replacement reimbursement for a covered road hazard. No deductible or hidden fees for tires and mounting, wheels, balancing, valve stems, sales tax and customary labor charges. Protects against metal, nails, glass, potholes and debris.
Windshield Repair—A professional technician will repair your damaged windshield. Windshield replacement can cost as much as $1,000 or more, so this will help you save on a costly windshield deductible.
Dent & Door Ding Protection for minor dents and door dings. No sanding, painting or body fillers.
Emergency Roadside Assistance including mechanical first aid, tire, battery, delivery services, extricating service, auto accident towing and lockout service. Nationwide toll-free sign and drive roadside service is available 24/7 throughout the year.
How to make sure your loan doesn't outlive your car
It’s not a pretty turn of events: having a car that no longer works, but that you’re still making payments on. Here’s how to prepare ahead and make sure this doesn’t happen:
Keeping your insurance up-to-date means that when something happens, your insurance will pay you the value of your car. Depending on your insurance, it may not cover all your costs, but it can be a big help.
2. Regular maintenance
Regular maintenance helps you avoid problems in the first place. The majority of breakdowns can be avoided for years if you are careful to do regular oil changes, tire rotations, and fluid checks.
3. Gap coverage
Buying gap coverage means that your insurance company will pay you the value of your car and the rest of your loan. Often, these numbers differ, so it’s an important safety net to consider.
Some companies will also let you purchase warranties for your used car. If you can’t afford a lot of risk when it comes to major car failures, this is something you should think about buying.
From our Blog
How does it work?
Once you have purchased the Multi-Shield Protection Package, simply call 1-800-346-6469 for service.
Can I take my car anywhere to be repaired?
Pre-Authorization is one of the terms of the Multi-Shield contract. The repair facility performing the repair or replacement must contact the claims department before any work has begun. Failure to meet this requirement of your contract may result in the denial of your claim.
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Multi-Shield Why United Texas
- .10% discount in your rate
- Tire & wheel coverage
- Windshield repair
- Dent & door ding protection
- Emergency roadside assistance
United Texas has been such a help to our family. They have assisted us with car loans and more. We would recommend them as your financial partner.Susan N., Member since 2010
Let me start by saying, Lisa is fantastic! I purchased a new vehicle and got talked into purchasing all kinds of things I didn’t need which caused my payment to go up tremendously. The dealer refused to cancel all the extras even though it was an option per the paperwork. Lisa at United Texas CU was able to assist me in getting everything canceled and money returned. I refinanced with UTCU and was very satisfied with how easy the process was. They were able to accommodate virtually and have local offices to work with. Thank you Lisa Rakus for the fantastic work and time you took to help me.
Hi Christina - Thanks so much for letting us know about your recent experience with Lisa at our Medical Center Branch. We appreciate your choice to finance your auto with us and we're happy we were able to help you get your money back on the extras. Thanks again for being a member and enjoy your new ride! -Karla :)
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Multi-Shield How it Works
Signing up for Multi-Shield Protection is quick and easy:
Let us know you want Multi-Shield Protection Package added to your loan.
Choose whether you want the coverage to be financed into the loan, or paid up front.
You can then feel confident knowing your investment is covered.
Related Products & Services
This is a summary of possible benefits available. Certain restrictions and limitations may apply. Please refer to the actual warranty for specific details and limitations.