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Mastercard® BusinessCard®

The best Mastercard for taking care of business

Mastercard® BusinessCard®

The best Mastercard for taking care of business

The benefits you want with the flexibility you need.

Get all your personal and business financial needs met in one place with United Texas Credit Union’s Mastercard BusinessCard. No annual fee to worry about, and it’s accepted worldwide. 

Our card offers new and updated small business benefits that will help you meet your daily needs and expand your online presence. Whether you need enhanced security, essential productivity solutions, or great savings, we’ve got you covered. Discover the benefits at https://mastercard.us/businessoffers.

For a faster, more secure way to pay online, check out the convenience of Click to Pay today!

Starting a business. Do you have what it takes?

In the past, finding a job, staying with it until retirement, and relying on a pension was the norm. But in today’s economy, that kind of security is rare. Most people will likely work for themselves at some point. With many exciting and creative opportunities available, starting your own business could be the ideal path for you. But how do you know if it’s right for you? 

Here are some crucial questions to consider before taking the leap:

What’s the plan?

A well-thought-out business plan is the foundation of any successful venture. Without it, you simply don’t have a business. But don’t worry, crafting a solid plan doesn’t have to be tedious. Take the time to think through the details. Do you have capital? A killer marketing strategy? How about a sales strategy? Once you’ve covered all the essentials, find a savvy entrepreneur friend to give it a thorough review and offer honest feedback. And of course, don’t forget about your exit strategy, just in case.

How will you manage?

Bosses can be a drag, but being a boss isn’t always easy either. So, which type of person are you? Are you a detail-oriented self-starter who works according to your own internal clock, or do you thrive with more guidance? Before you make any big decisions, find out where you fall on the spectrum.

What do you know?

Don’t just rely on passion alone. Expertise is crucial when it comes to selling your goods and services. Take the time to develop your skills and become a master in your field. Be honest with yourself: would you pay for the work you do? If the answer is yes, then go ahead and do it!

Where is the money?

Did you know that most small business owners don’t start seeing profits until year three? It’s important to plan for a lower income than your previous job in the first year. So, be prepared with enough cash to cover inventory, staff, technology, insurance, and any unexpected costs that may arise between your launch and when the money starts rolling in.

Do I have what it takes?

Launching a startup is no easy feat. It takes money, skills, the right temperament, and a solid plan to get it off the ground and keep it going. But here’s something else you’ll need: stamina. With determination and a positive mindset, you have the power to turn your dreams into reality. Wishing you the best of luck on your entrepreneurial journey!

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Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their applicability or accuracy in regards to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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Mastercard® BusinessCard®

Mastercard® BusinessCard®15.00% APR*
*APR = Annual Percentage Rate. Rates are effective as of September 19, 2023. Minimum interest charge = None. Available APR: 15.00%

Frequently Asked Questions

If you have misplaced your card, you may disable access to your card in real-time either using Real-Time Card Fraud Protection with Online Banking or our United Texas Mobile app. You may also take advantage of this feature in our CardNav app, available through your smart device’s app store. You may also call 800-531-8456 anytime, 24/7.

Contact us online, in person or by phone and we’ll review your request.

Yes, your card can be set up as an Overdraft Protection option for your checking account.

So glad you asked. Ready?

  • Zero-liability protects your business against unauthorized purchases, whether they occur online, by phone, or in stores
  • Annual categorized spending summary
  • Optional employee cards with customized spending and cash access limits
  • MasterRental® Insurance — CDW insurance when you rent a car for 31 consecutive days or less
  • MasterCard Global Service — Emergency card replacement for lost and stolen cards
  • Mastercard Merchant Offers
  • Mastercard ID Theft Protection
  • Mastercard Easy Savings program
  • Mastercard Receipt Management app

If you qualify, you can be approved for a credit limit of up to $15,000.

You must be a United Texas member to apply for this credit card. If you are not a member, please complete a Business Account Application prior to completing the credit card application.