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Personal Loans

Loans for the things you need when you need them

Personal Loans

Loans for the things you need when you need them

Consumer loan granted for
personal use

Looking for funds to cover a major expense but don’t have any collateral? Our unsecured signature loan is the solution you need. With no collateral requirement and a low, fixed interest rate, it’s the perfect choice. Repayment is done in convenient installments, and you even have the option to defer your first payment for up to 60 days from the loan finalization date.

What should you use your personal loan for?

A personal loan is a very convenient way to deal with expenses. However, you want to be careful what you use it for. If you need a personal loan in Bexar, Kendall, Tarrant or Comal County, here are our  personal loan experts’ recommendations:

DO use a personal loan for

Debt consolidation

Struggling with high-interest credit card debt that’s draining your income? Consider shifting that burden to a personal loan. It’s a smart move that could offer you more manageable rates and payments compared to what credit card companies offer.

Weddings

Why limit your options with a wedding-specific loan when you can have the flexibility of a personal loan? Don’t settle for less on your special day.

Vacations

Don’t rely on personal loans for every small trip, but when it comes to special occasions like an anniversary getaway, a personal loan can be the ideal solution.

DON’T use a personal loan foR

Everyday Expenses

If you find yourself constantly in need of extra cash to cover daily expenses, it’s time to reassess your financial situation. Simply relying on a personal loan won’t be sufficient to solve the problem. It may be necessary to reevaluate your budget or even consider exploring new job opportunities.

Rates & Calculator

Loan Calculator

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Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their applicability or accuracy in regards to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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FOR AN ACCURATE DETERMINATION OF YOUR OPTIONS, PLEASE CLICK ON THE RED “APPLY NOW” BUTTON, COMPLETE OUR SHORT APPLICATION, AND SEE YOUR PERSONAL LOAN OFFERS, WITH NO IMPACT TO YOUR CREDIT.

Signature Loan

as low as 9.99% APR*up to 12 months
as low as 10.99% APR*up to 18 months
as low as 11.99% APR*up to 24 months
as low as 13.49% APR*up to 48 months

*APR means Annual Percentage Rate. Rates are effective as of November 20, 2024. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed, and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply. Payment per $1,000 is approximately $87.91 per month for 12 months at 9.99% APR.

Frequently Asked Questions

Also called a signature loan, a personal loan is an unsecured loan that does not require collateral.

You may use the cash for just about anything to fulfill your financial needs.

Depending on the amount you qualify for, our San Antonio personal loan specialists offer terms on loans up to 48 months.

No. You have the flexibility to prepay without penalty.