Mastercard® Reloadable Prepaid Cards Tips, Info & FAQs
A prepaid card that can be loaded or reloaded with a specific amount of funds
If you’d prefer not to open a checking account, but want a safer solution than cash, try our prepaid MasterCard. Choose an amount to add on the card, and then shop anywhere MasterCard is accepted, including online. There’s no minimum balance or credit check required.
3 Reasons It Pays to Have a Budget
To many, a budget can seem like a huge hassle. It’s tedious to keep track of everything, and restrictive to limit your expenses. However, in the long run, a carefully-considered budget is essential to your financial health. Here’s why:
1. You’ll know where your money is going
Ever looked at your bank account and wondered, where did all the money go? A budget answers that exact question. You’ll know what you are spending too much on, whether it’s takeout or a hefty air conditioning bill. Having that knowledge helps you reduce your spending in the future.
2. You can reduce (or avoid) debt
Because of aggressive interest rates, debt tends to spread like a disease. If you don’t “cure it”, it will eventually become crushing. Budgeting gives you the cash you need to settle loans and make payments so you don’t accrue endless interest.
3. You can set finance goals
Most finance goals with substantial payoffs depend on your savings. If you want to pay for college tuition, buy a house, or build an emergency fund, then you need to budget. By saving here and there, you’ll find that you’ll steadily accumulate significant amounts of cash.
Are there any monthly fees?
There is a low monthly fee of $3.00. However, this is waived if you sign up for direct deposit.
Is there a limit to the number of times I can reload this card each day?
Yes, you are limited to two reloads per day.
Is there a limit to the total number of times I can reload this card?
Your initial, instant issue card can only be reloaded once. After that, you will receive a personalized card from us to use for future reloads. You have unlimited reloads on your personalized card.
Where can I get my balance information?
Visit www.myprepaidbalance.com or call 1-866-496-6183.
Do you have limits on the amount I can load to the card?
Yes, you may load any amount between $20 and $3,000.
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Mastercard® Reloadable Prepaid Cards Why United Texas
- No monthly fees if you use direct deposit
- No overdraft fees
- Unlimited reloads
- Use anywhere MasterCard is accepted
- The perfect way to stick to a budget
Awesome customer service. Great rates. Reliable bank and people. I won't bank anywhere elseJames R., member since 2012
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Mastercard® Reloadable Prepaid Cards How it Works
Purchasing a prepaid MasterCard with United Texas is fast, safe, and simple.
You must be at least 18 years old to purchase a prepaid card.
If you are not already a member of our credit union, sign up today. All you need to do is open a $5.00 minimum savings account.
Head into one of our branches, where you’ll be able to purchase a prepaid card. The card costs just $5.50 and it can be used practically anywhere.
Reload the card as many times as you’d like, up to twice a day. It costs $4.95 to reload.
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Next StepGet a Card
To purchase this product, you must be a United Texas member at least 18 years old, with a Savings Account.