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Starter Business Checking

The versatility businesses need to succeed

Starter Business Checking

The versatility businesses need to succeed

Cash-flow management and daily transactions at a minimal cost

Owning a business is challenging, but at United Texas, we’re here to support you with our Starter Business Checking account that you can open with just a $100 opening deposit.

Enjoy your first 200 transactions each month on us, and only pay $0.20 for each additional one. As long as you maintain an average daily balance of $2,000 or more, the $15.00 monthly service fee is waived. Plus, benefit from free Online Banking, unlimited Online Bill Pay, and receive a complimentary Debit Mastercard BusinessCard, plastic deposit bag, and initial basic checks order upon signing up.

Ready to open a Starter Business Checking Account? Check out the links below for everything you’ll need to get started:

Starting a business isn't easy. But there are tools that can help.

Are you planning to start your own business in the near future? At United Texas, we’d love to play a role in your success. However, aside from offering you a Starter Business Checking account, this also means making sure you’re ready.

Before you begin with your small business, ask yourself the following questions.

1. Do I have enough money to begin?

It might be necessary to wait a bit longer before starting your business so you have time to secure the required capital. While we would be happy to offer you a loan to help out, it’s still wise to get clear about your startup costs and then look to cover as much of them as you can out-of-pocket.

2. Do I have a business plan?

One way to pinpoint the costs required to start your own business is by having a business plan. This plan will serve as a compass for many of your other business’ needs, too. Take your time creating one because it will be an important reference point for years to come.

3. Am I charging the right amount for my products/services?

Again, this is something you’ll cover in your business plan, but it’s crucial you get it right. Remember, you’re not just trying to make a profit. As a small business owner, you need to pay your own taxes, provide your own benefits, and set aside money for retirement. Make sure you’re charging enough to do this.

Frequently Asked Questions

Once all required documentation and signatures are gathered a Business Account can be opened in less than two business days, and often the same day.

To order your first set of checks, call (210) 561-4500 or visit any branch. For any recurring check orders, go to Main Street.

You’ll need the following information for online orders:

  • Your account number
  • Your routing number: 314088860
  • Your control number
  • The check number you would like your new book of checks to start with

Not sure what style of check you want? Take a look at Main Street’s catalog of check options.

Only authorized signers are able to complete transactions. However, anyone can make a deposit into the account and we will never divulge any information (e.g., account balance or recent transactions).

You will need to complete a new signature card and a new resolution for your business.

Open a Starter Business Checking Account

We'd love to help you open a Starter Business Checking Account! Just give us your name, e-mail, and phone number and we'll be in touch soon.

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