The versatility businesses need to succeed

Owning a business comes with no shortage of challenges. At United Texas, we want to do our part to help you overcome them.

That’s why we offer the Starter Business Checking account. You only need $100 to open one, but, after that, there is no minimum balance requirement or monthly service fees.

Every month, you’ll get your first 250 transactions for free. After that, each one costs just $0.35.

We also give our Starter Business Checking account holders free online banking and unlimited online bill pay.

When you sign up, we’ll also give you a free Debit Mastercard BusinessCard, plastic deposit bag, and an initial order of basic checks.

Are you planning to start your own business in the near future? At United Texas, we’d love to play a role in your success. However, aside from offering you a Starter Business Checking account, this also means making sure you’re ready.

Before you begin with your small business, ask yourself the following questions.

1. Do I have enough money to begin?

It might be necessary to wait a bit longer before starting your business so you have time to secure the required capital. While we would be happy to offer you a loan to help out, it’s still wise to get clear about your startup costs and then look to cover as much of them as you can out-of-pocket.

2. Do I have a business plan?

One way to pinpoint the costs required to start your own business is by having a business plan. This plan will serve as a compass for many of your other business’ needs, too. Take your time creating one because it will be an important reference point for years to come.

3. Am I charging the right amount for my products/services?

Again, this is something you’ll cover in your business plan, but it’s crucial you get it right. Remember, you’re not just trying to make a profit. As a small business owner, you need to pay your own taxes, provide your own benefits, and set aside money for retirement. Make sure you’re charging enough to do this.