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United SA - Mobile
Finance
Free - On the App Store

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United SA - Mobile
Finance
Free - On the App Store

Certificate-Secured Loan

Details APR* as low as Term (months)
Certificate-Secured Loan (100% Secured) Rate +

1.50%

n/a

*APR means Annual Percentage Rate. Rates are effective as of July 1, 2017. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

Certificates & IRA Certificates

Dividend Rate APY* Term
0.75 0.75 6 months
1.50 1.51 12 months
1.70 1.71 24 months
1.90 1.92 36 months
2.00 2.02 48 months
2.25 2.27 60 months

*APY = Annual Percentage Yield. APY offered period of August 25 - 31, 2017. Minimum balance to earn APY $500 for Certificates & IRA Certificates. A penalty will be imposed for early withdrawal. A withdrawal of all or any portion of the principal prior to maturity will cause automatic termination of the Certificate Account. For a Certificate with a term of one year or less, the penalty will be equal to 90 days worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate. For a Certificate with a term exceeding one year, the penalty will be equal to 180 days worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate.

Credit Starter Loan

Details APR* as low as Term (months)
$250 - $1,000
(Club 21 Members Only)

12.00%

12 months

*APR means Annual Percentage Rate. Rates are effective as of July 1, 2017. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

**Auto rates are eligible for protection product discounts. Discounts vary by protection product. Lowest discounted rate with the purchase of protection products is 1.95% APR (up to 72 months).

***Independent appraisal (at member's expense) required on Home Equity Loans over $100,000.

Free & Easy Checking

Details Dividend Rate APY*
All Balances

0.05

0.05

*APY = Annual Percentage Yield. APY is accurate as of August 1, 2017 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earnings on the account.

Health Savings Account

Details Dividend Rate APY*
Balance $5 - $4,999.99

0.50

0.50

Balance $5,000 and Over

0.75

0.75

*APY = Annual Percentage Yield. APY is accurate as of August 1, 2017 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earnings on the account.

Home Equity First Lien

Details APR* as low as Term (months)
$10,000 - $500,000*** (Texas Only)

3.25%

up to 60
$10,000 - $500,000*** (Texas Only)

3.85%

up to 144
$10,000 - $500,000*** (Texas Only)

4.00%

up to 180
$10,000 - $500,000*** (Texas Only)

4.50%

up to 240

*APR means Annual Percentage Rate. Rates are effective as of July 1, 2017. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

**Auto rates are eligible for protection product discounts. Discounts vary by protection product. Lowest discounted rate with the purchase of protection products is 1.95% APR (up to 72 months).

***Independent appraisal (at member's expense) required on Home Equity Loans over $100,000.

Home Equity Second Lien

$10,000 - $500,000*** (Texas Only)

4.25%

up to 60
$10,000 - $500,000*** (Texas Only)

4.85%

up to 144
$10,000 - $500,000*** (Texas Only)

5.15%

up to 180

Line of Credit (LOC)

Details APR* as low as Term (months)
Line of Credit (LOC)

12.00%

n/a

*APR means Annual Percentage Rate. Rates are effective as of July 1, 2017. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

**Auto rates are eligible for protection product discounts. Discounts vary by protection product. Lowest discounted rate with the purchase of protection products is 1.95% APR (up to 72 months).

***Independent appraisal (at member's expense) required on Home Equity Loans over $100,000.

Liquid Asset Account

Details Dividend Rate APY*
All Balances**

0.10

0.10

*APY = Annual Percentage Yield. APY is accurate as of August 1, 2017 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earnings on the account.

**Variable rate account subject to change when the Federal Funds rate changes.

Money Market

Details Dividend Rate APY*
Balance Up to $2,499.99

0.25

0.25

Balance $2,500 and Over

0.50

0.50

*APY = Annual Percentage Yield. APY is accurate as of August 1, 2017 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earnings on the account.

New Boat

Details APR* as low as Term (months)
Up to 125% NADA Clean Trade-In

5.50%

60 - 84

New Motorcycle/PWC/ATV

Details APR* as low as Term (months)
Up to 125% NADA Clean Trade-In
(minimum $15,000 to exceed 48-month term)

5.25%

up to 60

New RV/Camper/Travel Trailer

Details APR* as low as Term (months)
Up to 125% NADA Clean Trade-In

5.00%

up to 60
Up to 125% NADA Clean Trade-In

6.00%

up to 84
Up to 125% NADA Clean Trade-In

6.00%

up to 96
Up to 125% NADA Clean Trade-In
(minimum $30,000)

7.00%

up to 144

New/Used Vehicle

Details APR* as low as Term
Up to 125% NADA
Clean Trade-In; 2002 - 2017

1.95%**

0 to 60 months
Up to 125% NADA
Clean Trade-In; 2008 - 2017
(minimum $15,000)

1.95%**

66 months
Up to 125% NADA
Clean Trade-In 2010 - 2017
(minimum $20,000)

1.95%**

72 months
Up to 125% NADA
Clean Trade-In 2013 - 2017
(minimum $25,000)

4.29%**

84 months

*APR means Annual Percentage Rate. Rates are effective as of July 1, 2017. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

**Auto rates are eligible for protection product discounts. Discounts vary by protection product. Lowest discounted rate with the purchase of protection products is 1.95% APR (up to 72 months).

Platinum MasterCard®

Details APR* as low as Term (months)
Platinum Mastercard®

8.99%

n/a

APR = Annual Percentage Rate.
Minimum interest charge = None. Available APRs: 8.99%, 13.00% (variable), 15.00% (variable)

Savings

Details Dividend Rate APY*
Balance $5.00 and Over

0.05

0.05

*APY = Annual Percentage Yield. APY is accurate as of August 1, 2017 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earnings on the account.

Share-Secured Loan

Details APR* as low as Term (months)
Share-Secured Loan (100% Secured) Rate +

1.50%

120

Signature

APR* as low as Term (months)

7.00%

12 months

9.00%

18 months

10.00%

24 months

11.00%

up to 48 months

*APR means Annual Percentage Rate. Rates are effective as of July 1, 2017. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

**Auto rates are eligible for protection product discounts. Discounts vary by protection product. Lowest discounted rate with the purchase of protection products is 1.95% APR (up to 72 months).

***Independent appraisal (at member's expense) required on Home Equity Loans over $100,000.

Starter MasterCard®

Details APR* as low as Term (months)
Starter MasterCard®

15.00%

n/a

*APR means Annual Percentage Rate. Rates are effective as of July 1, 2017. The specific rate and term will be dependent upon your credit rating, collateral value, amount financed and other factors. Rates and terms are subject to change without prior notice; other restrictions may apply.

**Auto rates are eligible for protection product discounts. Discounts vary by protection product. Lowest discounted rate with the purchase of protection products is 1.95% APR (up to 72 months).

***Independent appraisal (at member's expense) required on Home Equity Loans over $100,000.

Traditional and Roth IRAs & Education Savings Account

Details Dividend Rate APY*
Balance $100 and Over

0.50

0.50

*APY = Annual Percentage Yield. APY is accurate as of August 1, 2017 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earnings on the account.

Used Boat

Details APR* as low as Term (months)
Up to 125% NADA Clean Trade-In

5.75%

up to 48

Used Motorcycle/PWC/ATV

Details APR* as low as Term (months)
Up to 125% NADA Clean Trade-In

6.00%

up to 48

Used RV/Camper/Travel Trailer

Details APR* as low as Term (months)
Up to 125% NADA Clean Trade-In

4.75%

up to 48
Up to 125% NADA Clean Trade-In

5.25%

up to 60
Up to 125% NADA Clean Trade-In
(minimum $20,000)

6.50%

up to 84

Vacation/Christmas Club Account

Details Dividend Rate APY*
Balance $5 and Over

0.35

0.35

*APY = Annual Percentage Yield. APY is accurate as of August 1, 2017 and may change after the account is opened. Dividends are based on the daily balance and paid to the account monthly, Fees or other conditions could reduce the earnings on the account.