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United SA - Mobile
Finance
Free - On the App Store

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United SA - Mobile
Finance
Free - On the App Store

Business Fees

Description Fee
Basic and PLUS Checking Monthly Fee $9.00*
Non-sufficient funds (NSF) $28.00 per item
Check printing orders Prices vary
Copy/Fax copy of check $2.00 per copy
Stop payment or postdated item $25.00 per item
Returned deposit item $5.00 per item
Copy of statement/Printout of account $2.00 per statement or copy
Credit union teller check (any amount) $3.00 per check
Credit union teller check (non-member) $6.00 per check
Wire transfer (outgoing only) $20.00 per item
Collection item (out of state or foreign) $20.00 per item
Account reconciliation or research (one hour minimum) $20.00 per hour
Member-requested express delivery Prices vary
Cash withdrawal from foreign-owned ATM $1.50 per withdrawal
Balance inquiry from foreign-owned ATM $1.50 per inquiry
Levy/Garnishment processing fee $25.00
Account closed within 90 days of opening $15.00
Inactive account fee $5.00 per month after 12 months
Returned mail (bad address) $5.00 per month
Signature Guarantee $5.00
Bank-to-Bank transfer (one-time or recurring) $10.00
Withdrawals from Savings over six per month $2.00 per withdrawal
Coin Orders $2.00 per $100.00
Business Rate Savings withdrawal (four free per month, then) $5.00 per withdrawal (after 4 free)

Business Fee Schedule effective as of September 21, 2016.
*Fee waived if the minimum account requirements are being maintained.
When the credit union is charged a fee by another institution for handling a transaction not listed above, that fee will be passed on to the member.

Consumer Fees

Description Fee
Personal Check/ACH Origination/Unauthorized or Revoked E-Pay/Return Deposit Item NSF Fee $28.00 per item
Unauthorized or Revoked ACH Origination/Member Generated $25 per item
Overdraft Privilege/Courtesy Pay/Negative Balance Fee (fee waived for check card overdrafts of $5.00 or less) $25.00 per item
Check Printing Orders Prices vary
Money Market Excessive Transactions $10.00 per transaction
Copy/Fax Copy of Check $2.00 per copy
Stop Payment or Postdated Item $25.00 per item
Returned Deposit Item Fee (two-party checks) $5.00 per item
Copy of Statement/Printout of Account $2.00 per statement or copy
Debit Card Receipt Copy $10.00 per receipt
Money Order $2.00 each*
Mastercard® Gift Card ($10.00 - $1,000.00) $4.00 each
Credit Union Teller Check (any amount) $3.00 per check*
Credit Union Teller Check (non-member) $6.00 per check
Wire Transfer (outgoing only) $20.00 per item
Mastercard® Travel Card $11.00 per card OR $6.00 per card for Emeritus Club
Collection Item (out of state or foreign) $25.00 per item
Account Research / Reconciliation (one hour minimum) $20.00 per hour
Withdrawal from Savings (over six allowed per month) $2.00 per withdrawal
Merchant / NSF Collection Fee $20.00 per item
Member-Requested Express Delivery Prices Vary - call for details
Cash Withdrawal from Foreign-Owned ATM $1.50 per withdrawal
Balance Inquiry from Foreign-Owned ATM $1.50 per inquiry
Account closed within 90 days of opening $15.00
Inactive Account Fee $5.00 per month after 12 months
Levy / Garnishment Processing Fee $25.00
Non-Member Coin Counting 5% of the total
Returned Mail (invalid address) $5.00 per month
United Texas Loan Payment via Credit Card or Loan Payment Center $5.00 per payment
Signature Guarantee $5.00
Non-Member Notary Fee $5.00 per document
Bank-to-Bank Transfer (one-time or recurring) loan payment to another institution from a United Texas account $10.00
Loan Late Fee $20.00 or 20% of interest due, whichever is greater
Coin Orders $2.00 per $100.00
Temporary Checks (set of six) $1.00 per set
Do Over Checking Fee $10.00 per month
Ultimate Checking Fee without E-Statement $5.00 per month
Christmas Club Account Withdrawal (one free per year, then) $10.00 per withdrawal
Vacation Club Account Withdrawal (two free per year, then) $10.00 per withdrawal

Consumer Fee Schedule effective September 27, 2017.
* Free for Emeritus Club members.
When the credit union is charged a fee by another institution for handling a transaction not listed above, that fee will be passed on to the member.

Mastercard® Reloadable Prepaid Card Fees

PURCHASE AND OTHER FEES
Purchase Fee $5.50
Monthly Fee $3.00
Monthly Fee w/monthly direct deposit None
Reload Fee $4.95
Inactivity Fee N/A
CASH ACCESS FEES
ATM Balance Inquiry $0.50
ATM Domestic $1.50
ATM International $3.00
Cash Advance $5.00
POS ‐ Point of Sale (w/PIN) $0.50
Signature‐Based Transaction Free
Lost/Stolen Replacement Fee $5.00
CARD INFORMATION
Instant Issue Card:
Minimum Load Value $20.00
Maximum Load Value $3,000.00
Maximum Balance No Limit
Number of Reloads for Instant Issue:
Life of Card 3
Daily 2
Expiration Time Frame At least 9 months from the date of purchase
Personalized Card:
Life of Card Unlimited
Daily 2
Minimum Age to Purchase 18
ATM Maximum Withdrawal Amount 3X per day or $500 max
Cash Advance Maximum Amount 3X per day or $500 max
Foreign Exchange Markup 3%
Lost/Stolen Replacement Time Frame Up to 10 business days