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United Texas - Mobile
Free - On the App Store


United Texas - Mobile
Free - On the App Store

General Fee Schedule

Description Fee
Return Item Fee (Personal Check/ACH Origination/Unauthorized or Revoked Bank-to-Bank Transfer/Return Deposit Item NSF Fee) $28.00 per item
Unauthorized or Revoked ACH Origination - Member Generated $25.00 per item
Overdraft Fee (Overdraft Privilege/Negative Balance Fee) (fee waived for debit card overdrafts of $5.00 or less) $25.00 per item
Bank-to-Bank Transfer (one-time or recurring) loan payment to another institution from a United Texas account $10.00
Stop Payment or Postdated Item $25.00 per item
Returned Deposit Item Fee (two-party checks) $5.00 per item
Collection Item (out of state or foreign) $25.00 per item
Cash Withdrawal from Foreign-Owned ATM $1.50 per withdrawal
Balance Inquiry from Foreign-Owned ATM $1.50 per inquiry
Merchant/NSF Collection Fee $20.00 per item
Levy/Garnishment Processing Fee $25.00
United Texas Loan Payment via Credit Card or Loan Payment Center $7.50 per payment
Wire Transfer (outgoing only) $20.00 per item
Credit Union Teller Check (any amount) $3.00 per check*
Credit Union Teller Check (non-member) $6.00 per check
Temporary Checks (set of four) $1.00 per set
Money Order $2.00 each*
Mastercard® Gift Card ($10.00 - $1,000.00) $4.00 each
Mastercard® Travel Card $11.00 per card OR $6.00 per card for Emeritus Club
Coin Orders $2.00 per $100.00
Copy of Statement/Printout of Account $2.00 per statement or copy
Account Research/Reconciliation (one hour minimum) $20.00 per hour
Member-Requested Express Delivery Prices vary - call for details
Check Printing Orders Prices vary
Copy/Fax Copy of Check $2.00 per copy
Signature Guarantee $5.00
Debit Card Receipt Copy $10.00 per receipt
Debit Card with member-supplied artwork (one free per year, then) $5.00 per card
Non-Member Notary Fee $5.00 per document
Returned Mail (invalid address) $5.00 per month
Loan Late Fee (excluding Business Loans) $20.00 or 20% of interest due, whichever is greater
Account closed within 90 days of opening $15.00
Inactive Account Fee $5.00 per month after 12 months
Coin Counting 5% of amount counted
Do Over Checking Fee $10.00 per month
Ultimate Checking Fee without E-Statement $5.00 per month
Withdrawal from Savings (over six allowed per month) $2.00 per withdrawal
Money Market Excessive Transactions $10.00 per transaction
Christmas Club Account Withdrawal (one free per year, then) $10.00 per withdrawal
Vacation Club Account Withdrawal (two free per year, then) $10.00 per withdrawal
Business Starter Checking Transaction Fee (after 250 free per month, then) $0.35 per transaction
Business PLUS Checking Monthly Fee (if balance falls below $2,000, then) $9.00
Business PLUS Checking Transaction Fee (after 200 free per month, then) $0.20 per transaction
Business Savings Excessive Transactions (over six allowed per month) $2.00 per withdrawal
Business Money Market Withdrawal (four free per month, then) $5.00 per withdrawal
SAFE DEPOSIT BOX FEES (Headquarters and Medical Center Branches)**
3" x 5" size $20.00 per year***
3" x 10" size $30.00 per year***
5" x 10" size $50.00 per year***
10" x 10" size $75.00 per year***
Key Deposit $10.00
Drill Fee $275.00

Fee Schedule effective April 1, 2019.
* Free for Emeritus Club members.
** American Share Insurance does not insure safe deposit contents.
*** Fee reduced by $5.00 with a United Texas Checking Account.

When the credit union is charged a fee by another institution for handling a transaction not listed above, that fee will be passed on to the member.

Mastercard® Reloadable Prepaid Card Fees

Purchase Fee $5.50
Monthly Fee $3.00
Monthly Fee w/monthly direct deposit None
Reload Fee $4.95
Inactivity Fee N/A
ATM Balance Inquiry $0.50
ATM Domestic $1.50
ATM International $3.00
Cash Advance $5.00
POS ‐ Point of Sale (w/PIN) $0.50
Signature‐Based Transaction Free
Lost/Stolen Replacement Fee $5.00
Reloadable Card:
Minimum Load Value $20.00
Maximum Load Value $3,000.00
Maximum Balance No Limit
Number of Reloads for Reloadable Card:
Life of Card 3
Daily 2
Expiration Time Frame At least 9 months from the date of purchase
Personalized Card:
Life of Card Unlimited
Daily 2
Minimum Age to Purchase 18
ATM Maximum Withdrawal Amount 3X per day or $500 max
Cash Advance Maximum Amount 3X per day or $500 max
Foreign Exchange Markup 3%
Lost/Stolen Replacement Time Frame Up to 10 business days