Bank-to-Bank Transfer Tips, Info & FAQs
Transfer funds in or out of your United Texas account with a secure, online request.
You can easily set up or cancel transfer of funds with our Bank-to-Bank Transfer service. Whether it’s a one-time thing or a recurring transfer, you can set up or cancel a transfer of funds from another institution to your United Texas account (or vice versa) from the convenience of Online Banking. And it’s quick, too. Depending on when you make your request, it can be set up as soon as the same day!
What is the time frame for the transfer?
If we receive your request prior to 10 am CST, we can complete your Bank-to-Bank transfer request as soon as the same day. Any request we receive after 10 am CST will be set up the next business day.
Are there any fees associated with the transfer?
There is a $10.00 fee to set up loan payments to another financial institution from your United Texas account. There is no charge to set up or terminate any other Bank-to-Bank transfer transaction.
Are there any transaction limits for this type of transfer?
Yes, bank-to-bank transfers to an external account have a limit of $5,000 per transaction.
Transfers from an external account have a limit of $5,000 per transaction and a daily limit of $5,000.
Do you have a cutoff time for accepting this type of transaction?
Yes, the daily cutoff time is 10 am Central Time and any items received after that time will be processed the next business day.
Will you place a hold on any incoming funds?
All incoming transfers to a Savings or Checking account may be subject to a hold on the funds.
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Bank-to-Bank Transfer Why United Texas
- Access through Online Banking
- Transfers as soon as the same business day
- One-time or recurring
I truly don't think I've ever felt so welcome in my life. Thank you, United Texas!Samantha V., member since 2002
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Bank-to-Bank Transfer How it Works
How it Works
To set up a transfer of funds between your United Texas accounts, just log in to Online Banking, click on “Main Menu,” then click on “Bank-to-Bank Transfers.” It’s not necessary to set up a Bank-to-Bank transfer when transferring between your United Texas accounts. If you are logging in from a mobile device, you’ll need to use a browser initially, then you may use our Mobile App.
Set up an external account by clicking on “Bank-to-Bank Transfers” and then enter your account type, routing number, account number, and account description. Review the ACH Transfer Disclosure, then click “Add External Account.”
Wait for two trial credits to be sent to your external account. You should receive them within two business days.
Return to Bank-to-Bank transfers and enter the two credit amounts on the External Account page. Once it’s verified, your External Account will be listed on your transfer screen to use at any time.
Related Products & Services
Bank-to-Bank transfers to an external account have a transaction limit of $5,000. Bank-to-Bank transfers from an external account have a transaction limit of $5,000 and a daily limit of $5,000.
There is a $10.00 fee to set up loan payments to another financial institution from your United Texas account. There is no charge to set up or terminate any other Bank-to-Bank transfer.