Teens Club Tips, Info & FAQs
A teen savings account with built-in rewards
Looking for the perfect teen savings account? Try our United Texas Teens Club! It’s open to any United Texas member between the ages of 13-17. When you add money to your account—and keep it there—you’ll start earning rewards.
3 Ways Teens Can Prepare for the Future Job Market
We are entering a new job market. The skills that will be most needed are not the skills of yesterday. If you have extra time this summer, here are a few things you can work on to help prepare you for the future:
1. Learn a second language
In our global economy, a second language not only looks great on a resume, it’s invaluable on the job. If you’re interested in a career in anything from business to health care, a second language gives you a huge edge. Try downloading apps like Duolingo or Mindsnacks to practice while you’re out of school.
2. Practice coding
Coding might seem like a college-level skill, but in reality, it’s never too early to learn the basic principles. Knowing how to code opens you up to a wealth of in-demand jobs in the technology industry. You can look for teen coding camps in your area, or try free lesson sites like Code Academy.
3. Improve your writing skills
No matter what job you choose, great writing tends to come in handy. You can use it for e-mails, proposals, briefs, reports, and stellar presentations. Try starting a blog this summer to practice writing for an audience, or work on a short story or poem to polish your prose.
How old do you have to be to join?
United Texas members between the ages of 13-17 are automatically members of the club. Anyone in this age group who is eligible for membership can also enjoy club benefits.
What is the minimum opening deposit amount?
How do club members earn rewards?
Club members earn Mastercard® gift cards of increasing value as their balance increases in their savings account. Once a member reaches a balance tier and maintains it for at least 90 days, they can contact us to redeem their reward.
What are the saving goals I need to reach to get a reward?
Once you reach one of the savings goals listed below, you can claim your corresponding Mastercard® Gift Card reward:
$500 balance = $25.00 gift card
$1,000 balance = $30.00 gift card
$2,000 balance = $35.00 gift card
$5,000 balance = $50.00 gift card
How do I receive my reward?
Contact us to request a Prize Redemption Form to earn your prize. Keep in mind that your balance must be in the account for at least 90 days. Also, once a savings tier is reached, the corresponding prize may only be redeemed once.
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Teens Club Rates & Calculator
Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their accuracy or their applicability to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
|Balance of $5.00 and Over||0.25% APY*|
*APY = Annual Percentage Yield. APY is accurate as of January 1, 2019, and may change after the account is opened. Dividends are calculated on the daily balance during the dividend period and paid to the account monthly. Fees or other conditions could reduce the earnings on the account. Payment of all dividends is subject to availability of earnings.
Certificates & IRA Certificates
|1.51% APY*||6 months|
|2.32% APY*||12 months|
|2.43% APY*||24 months|
|2.53% APY*||36 months|
|2.78% APY*||48 months|
|3.04% APY*||60 months|
*APY = Annual Percentage Yield. APY offered period of January 1 - 31, 2019. Minimum balance to earn APY $500 for Certificates & IRA Certificates. A penalty will be imposed for early withdrawal. A withdrawal of all or any portion of the principal prior to maturity will cause automatic termination of the Certificate Account. For a Certificate with a term of one year or less, the penalty will be equal to 90 days worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate. For a Certificate with a term exceeding one year, the penalty will be equal to 180 days worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate.
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Teens Club Why United Texas
- For teens ages 13-17
- Higher balances = bigger rewards
- Earn gift cards you can spend anywhere
- No minimum balance required
- No monthly fees
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Teens Club How it Works
Want to earn rewards? Join United Texas Credit Union and you can start saving big.
Give us a call, contact us online, or come into any one of our branches.
Join United Texas Credit Union. To become a member, all you need to do is open a $5.00 minimum deposit savings account.
If you are between the ages of 13-17, you’ll be automatically enrolled in United Texas Teens Club!
Each time you hit a target savings goal, you’ll be eligible for a reward.
Contact us once you’ve reached and maintained the goal amount, and we’ll get your reward to you ASAP. Keep in mind, you need to have the goal balance in your account for 90 days to earn your reward.
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