Student Loans Tips, Info & FAQs
A loan designed to help students pay for post-secondary education expenses
Looking to invest in your future? United Texas provides affordable higher education financing for students and recent graduates through LendKey, a credit union managed network.
Thinking about online college classes? Here are three things to consider.
1. The money you’ll spend
You might think online = cheaper, but it’s actually not that simple. How much you’ll spend for college varies greatly from program to program. In general, courses from colleges that have physical campuses tend to run about the same in price, online or off. Online only universities may be a little cheaper. However, more dramatic differences in cost are usually determined by whether you are considering in-state programs or community college.
Online classes are a really good fit if you have a full-time job or childcare responsibilities since you can work them around your schedule. Some colleges offer late classes as well, but not to the same degree of flexibility. On the other hand, some also find it more difficult to stay on task with their work in an online environment than they would in a traditional classroom.
3. The school’s reputation
This is one of the most important factors to consider, as it can affect your ability to get a job. Always look up an online university’s reputation before you sign up for classes. Some receive rave reviews, whereas others are not even technically universities. This is why it’s important to do your research beforehand.
From our Blog
Am I eligible for a student loan from United Texas?
To be eligible, you must become a credit union member during the application process. You must also meet the following criteria:
- US citizen or permanent resident
- Enrolled at least half-time in an eligible school
- Meet minimum credit requirements
What is the importance of a cosigner?
Applying with a creditworthy cosigner not only increases your chance of approval, but also may lead to a lower loan rate.
What are some tips to keep in mind?
When applying for a student loan, remember to:
- Exhaust all federal loans before moving on to private loans
- Get started on your application early
- Only request the amount you need for the current academic period
Do I need to complete the FAFSA in order to qualify for private student loans?
No. However, we encourage you to complete the FAFSA each year to ensure that you take full advantage of grants and other federal aid you may be eligible to receive. Private student loans are a way for you to fill the funding gap between the cost of attending school and the amount of federal loans, grants, and scholarships available to you.
Next StepGo To Next Step
Student Loans Why United Texas
- Complete your entire application in 15 minutes
- Manage your loan completely online 24/7
- No application fee
- Low interest rates
- In-school payment options available
100% satisfiedCarryn C., member since 1999
We don't have reviews for this, yet.
Share your story about Student Loans at United Texas?
Next StepGo To Next Step
Student Loans How it Works
How it Works
Click the button above to access https://www.lendkey.com/
Follow their process to source your loan locally and reliably.
Related Products & Services
* Private student loans should be used as a supplemental funding after exhausting all other sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.