Spirit Rewards Checking Tips, Info & FAQs
An unlimited cash back checking account that benefits the Boerne Education Foundation.
Catch the spirit! Our Spirit Rewards cash back checking account is an easy way to support education by doing something you already do. Every time you use your debit card for a signature-based purchase you earn 1/2% cash back, which we will award to the Boerne Education Foundation every year. There are no caps or minimums to worry about, so the more transactions you make, the more money you earn to help the foundation accomplish its mission.
How do I open a Spririt Rewards Checking account?
Existing credit union members may open a Spirit Rewards Checking Account or convert an existing Ultimate Checking account by calling (800) 531-8456 or visiting any of our convenient locations.
Which ATMs can I use for free?
You may use any ATM located at a United Texas branch, or you may use any of the almost 30,000 ATMs in the nationwide CO-OP ATM Network surcharge-free.
Can I deposit checks with my smartphone?
Yes! You may use our free Mobile Check Deposit service with the United Texas Mobile app. This is available for any Apple or Android device.
How do I order checks for my account?
To order your first set of checks, call (210) 561-4500 or visit any branch. For any recurring check orders, go to Main Street.
You’ll need the following information for online orders:
- Your account number
- Your routing number: 314088860
- Your control number
- The check number you would like your new book of checks to start with
Not sure what style of check you want? Take a look at Main Street’s catalog of check options.
What is Overdraft Privilege?
For qualified members, Overdraft Privilege is an extra line of defense for your Checking Account. This service saves you the embarrassment of a bounced check and protects your debit card transactions.
With Overdraft Privilege, you’ll pay an overdraft fee for each overdrawn transaction up to your pre-approved amount, but you’ll avoid the merchant’s returned check fee and stay in good standing with your favorite businesses.
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Spirit Rewards Checking Why United Texas
- 1/2 % unlimited cash back on signature-based debit card transactions
- No minimums or caps on rewards
- Better cash back rates than other institutions
- Cash back rewards paid yearly to the Boerne Education Foundation
- Get paid up to two days early with Direct Deposit
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Spirit Rewards Checking How it Works
Opening a Spirit Rewards Checking account with us is fast and simple.
Give us a call, contact us online or visit any of our branches.
Join United Texas Credit Union. All you need to do is open a $5.00 minimum savings account.
Open a Spirit Rewards Checking account with an initial deposit of $25.00, unless you sign up for direct deposit.
Start earning unlimited cash back for the Boerne Education Foundation!
Related Products & Services
Must meet membership requirements and open and maintain a United Texas Savings Account with a $5 balance.
Cash back amount is determined by the date that qualifying transactions post to the account.
$5 monthly paper statement fee without E-Statements.