Share your school spirit and your support.

FAQs

• How do I open a Spririt Rewards Checking account?

  Existing credit union members may open a Spirit Rewards Checking Account or convert an existing Ultimate Checking account by calling (800) 531-8456 or visiting any of our convenient locations.

• Which ATMs can I use for free?

  You may use any ATM located at a United Texas branch, or you may use any of the almost 30,000 ATMs in the nationwide CO-OP ATM Network surcharge-free.

• Can I deposit checks with my smartphone?

  Yes! You may use our free Mobile Check Deposit service with the United Texas Mobile app. This is available for any Apple or Android device.

• How do I order checks for my account?

  To order your first set of checks, call (210) 561-4500 or visit any branch. For any recurring check orders, go to Main Street.

  You’ll need the following information for online orders:

  • Your account number
  • Your routing number: 314088860
  • Your control number
  • The check number you would like your new book of checks to start with

  Not sure what style of check you want? Take a look at Main Street’s catalog of check options.

• What is Overdraft Privilege?

  For qualified members, Overdraft Privilege is an extra line of defense for your Checking Account. This service saves you the embarrassment of a bounced check and protects your debit card transactions.

  With Overdraft Privilege, you’ll pay an overdraft fee for each overdrawn transaction up to your pre-approved amount, but you’ll avoid the merchant’s returned check fee and stay in good standing with your favorite businesses.