LIQUID ASSET
Higher rates with access to your funds
LIQUID ASSET
Higher rates with access to your funds
A limited withdrawal savings account that pays a rate based on the Federal Funds rate
Looking for a smarter way to save? Check out our Liquid Asset account! It offers higher dividend rates for your extra funds. Plus, you can boost your savings even further by transferring any amount from your existing United Texas accounts when you add an equivalent amount of new funds. Grow your savings effortlessly with us!
Liquid Asset
- Unlimited deposits of new money in any amount
- Transfers from other United Texas accounts allowed with an equal amount of new money deposited
- Higher dividend rate on balances of $2,500 or more
- Up to three free withdrawals/transfers per month
Our financial experts offer personalized guidance to identify saving opportunities just for you. Visit any of our convenient branch locations or call 1-800-531-8456 today for assistance.
Rates & Calculator
Liquid Asset
| Balance up to $2,499.99 | 0.15% APY* |
| Balance of $2,500 and Over | 3.82% APY* |
APY = Annual Percentage Yield. APY is accurate as of January 1, 2025, and may change after the account is opened. New money only. Transfers from other United Texas accounts will only be allowed when a member brings in an equal amount of new money from outside the credit union. The minimum balance to earn the higher APY is $2,500. Dividends are based on the daily balance and are paid to the account monthly. Fees or other conditions could reduce the earnings on the account. Each withdrawal in excess of three per statement period will incur a fee. Withdrawal requests of $1,000,000 or more require 24 hours of advance notice.
Frequently Asked Questions
This account is not considered to be a transaction account. Therefore, we must limit withdrawals on this account to three during the statement period. An Excessive Transaction Fee will be imposed on each withdrawal exceeding three as per the Fee Schedule.
We define new money as funds that have been on deposit with us for no longer than 90 days.
No. You are allowed to make unlimited deposits of new money to this account.
As long as you deposit an equivalent amount of new money from a source outside of United Texas Credit Union, you may transfer funds into a Liquid Asset account.
No, you may not write checks against this account.
No, there is not.
