BUSINESS SHARE CERTIFICATES
Invest excess cash for maximum returns
BUSINESS SHARE CERTIFICATES
Invest excess cash for maximum returns
The best way to invest your excess cash
Looking to boost your business savings? Check out our United Texas Business Share Certificates! With flexible terms from 6 months up to 5 years and starting at just $500, we’ve got you covered. Perfect if your cash can sit tight for a bit, you’ll earn top rates and excellent returns on your investment. Plus, don’t miss our limited-time offer: a 6-month Certificate Special with a competitive 4.25% APY for investments of $25,000 or more! Ready to grow your savings?
Ready to open a Business Share Certificate? Check out the links below for everything you’ll need to get started:
Rates & Calculator
Business Share Certificates
| 3.82% APY* | 6 months |
| 4.25% APY* | 6 months** |
| 4.07% APY* | 12 months |
| 2.78% APY* | 24 months |
| 2.27% APY* | 36 months |
| 2.53% APY* | 48 months |
| 2.53% APY* | 60 months |
*APY = Annual Percentage Yield. APY is accurate as of March 1, 2025. The Dividend Rate and APY may change without notice at the discretion of United Texas CU management. A penalty will be imposed for early withdrawal. A withdrawal of all or any portion of the principal prior to maturity will cause automatic termination of the Certificate Account. For a Certificate with a term of one year or less, the penalty will be equal to 30 days’ worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate. For a Certificate with a term over one year but less than three years, the penalty will be equal to 60 days’ worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate. For a Certificate with a term of three years or more, the penalty will be equal to 90 days’ worth of dividends, whether earned or unearned, which could reduce the principal balance of the Certificate.
**The minimum balance to earn the advertised APY is $25,000 for a 6-month term at the higher rate and $500 for all other Certificate terms.
Frequently Asked Questions
You may invest as little as $500 and your account is privately insured up to $250,000.
This isn’t a transaction account, so there are penalties if you withdraw the funds before the maturity date of the certificate.
When you open a certificate, you have the option of setting it up so it automatically renews for the same term and at the prevailing rate.
