Invest excess cash for maximum returns

If your business has extra cash flow and you’re ready to make your money work for you, United Texas Business Share Certificates could be the way to go. With terms varying from six months to five years and a minimum investment of $500, we can help you choose a savings product for the best returns on your investment. You’ll get the highest rates and the best ROI, especially if you don’t need immediate access to your funds.

For a limited time, our 9-month Certificate Special offers you 5.24% APY on your funds of $25,000 or more!

If you’re exploring ways to invest extra cash from your business, then congratulations are in order! You’ve figured out how to make a profit, and we can’t wait to help make your money work for you. But now that you’re seeing some returns on the investment of your labor, it’s time put some effort into protecting what you’ve worked so hard to create.

The Internet age has brought so many conveniences—and more than a few threats. If you’ve got your feet on the ground and your work in the cloud, here’s how you can protect your intellectual property from digital dangers.

1. Search safer

With so many of our tasks taking place on the World Wide Web, no boss is going to begrudge employees a tweet here or a Google search there. But if you’re using office devices or accounts, you need to search—and save—responsibly. We recommend keeping work files and personal files on separate drives, keeping your web browsing to just a few safe and friendly sites and being wary of your file downloads. If you’re going to risk opening unfamiliar files, do it on a personal device.

2. Defend your devices

Super computers used to take up major square footage. Now they can fit in your backpack or back pocket. No matter where you go, odds are you have at least one device and some sensitive information on hand. Make sure you and your employees keep your devices locked up and out of sight. Not on a desk overnight; never on the backseat of a car. Beware of unsecured networks, and don’t be too generous with your home WiFi account password.

3. Steer clear of scams

Hackers are more clever than ever, and even the savviest Internet users can fall victim to scams. A phishing attempt can spread through an office like wildfire and, before you know it, everyone at work is locked out of their e-mail accounts. Luckily, news outlets are pretty quick to report the scariest scams. If you come across a story of a scam—or worse, see it in your inbox—make sure everyone in the office knows about it. If you have an IT rep, forward the e-mail to them so they can be on high alert.