SAVINGS ACCOUNT
A better way to save
SAVINGS ACCOUNT
A better way to save
Take advantage of all the products and services we offer
Opening a savings account with United Texas is your ticket to becoming a member and unlocking a world of premium financial services. We are here to help you achieve your savings goals.
Savings Account Benefits
- Monthly dividends
- Access to United Texas financial services
- Shared branching and extended hours
Four tips for maintaining a healthy savings account:
Every little bit counts
Maybe you can’t save the suggested 12.5% of every paycheck, and that’s alright. Begin with whatever amount you can manage. Even if it’s just $10 a week, in two years, you’ll have over $1,000 saved.
Set it and forget it
Set up a savings account with direct deposit. Pay yourself first and watch your savings grow effortlessly! Plus, you’ll get the bonus of earning dividends on your savings.
Consider moonlighting
Looking for a simple way to boost your savings? Consider starting a side hustle! From weekend freelancing to babysitting or even taking on a part-time job, every little bit adds up.
Tighten your belt
Check out your expenses over the last month. Are there things you’re splurging on that you could skip? Think fancy coffees or unused gym memberships. Identify the extras you can live without, even for a bit, and shift that cash to your savings.
Rates & Calculator
Savings
| Balance of $5.00 and Over | 0.15% APY* |
*APY = Annual Percentage Yield. APY is accurate as of May 1, 2025, and may change after the account is opened. Dividends are calculated on the daily balance during the dividend period and paid to the account monthly. Fees or other conditions could reduce the earnings on the account. Payment of all dividends is subject to the availability of earnings.
Frequently Asked Questions
Yes. We offer instant issue cards in all of our branches or, if you prefer, we can also order a chip card for you that you’ll receive by mail.
Yes. Dividends are calculated on the daily balance during the dividend period and paid on the first day of the following month
You may incur a transaction fee if you exceed our monthly withdrawal limits. As long as the account is active, there are no monthly service fees associated with this account.
This account is not considered to be a transaction account. Therefore, we must limit no-fee transactions on this account to any six restricted transactions during the statement period. You may make unlimited unrestricted transactions from this account, however, normal transaction fees will apply. An Excessive Transaction Fee will be imposed on each transaction exceeding six (whether restricted or unrestricted) as per the Fee Schedule.
