SAVINGS ACCOUNT

A better way to save

SAVINGS ACCOUNT

A better way to save

Take advantage of all the products and services we offer

Opening a savings account with United Texas is your ticket to becoming a member and unlocking a world of premium financial services. We are here to help you achieve your savings goals.

Savings Account Benefits

  • Monthly dividends
  • Access to United Texas financial services
  • Shared branching and extended hours

Four tips for maintaining a healthy savings account:

Every little bit counts

Maybe you can’t save the suggested 12.5% of every paycheck, and that’s alright. Begin with whatever amount you can manage. Even if it’s just $10 a week, in two years, you’ll have over $1,000 saved. 

Set it and forget it

Set up a savings account with direct deposit. Pay yourself first and watch your savings grow effortlessly! Plus, you’ll get the bonus of earning dividends on your savings.

Consider moonlighting

Looking for a simple way to boost your savings? Consider starting a side hustle! From weekend freelancing to babysitting or even taking on a part-time job, every little bit adds up.

Tighten your belt

Check out your expenses over the last month. Are there things you’re splurging on that you could skip? Think fancy coffees or unused gym memberships. Identify the extras you can live without, even for a bit, and shift that cash to your savings.

Rates & Calculator

Savings Calculator

Principal
Term
Interest Rate
Times compounded/year

Enter your details to see your savings

Disclaimer: Information and interactive calculators are made available to you as self-help tools for your independent use. We cannot and do not guarantee their applicability or accuracy in regards to your circumstances. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

Total Savings

Savings 

Balance of $5.00 and Over0.15% APY*

*APY = Annual Percentage Yield. APY is accurate as of February 1, 2025, and may change after the account is opened. Dividends are calculated on the daily balance during the dividend period and paid to the account monthly. Fees or other conditions could reduce the earnings on the account. Payment of all dividends is subject to the availability of earnings.

Frequently Asked Questions

Yes. We offer instant issue cards in all of our branches or, if you prefer, we can also order a chip card for you that you’ll receive by mail.

Yes. Dividends are calculated on the daily balance during the dividend period and paid on the first day of the following month

You may incur a transaction fee if you exceed our monthly withdrawal limits. As long as the account is active, there are no monthly service fees associated with this account.

This account is not considered to be a transaction account. Therefore, we must limit no-fee transactions on this account to any six restricted transactions during the statement period. You may make unlimited unrestricted transactions from this account, however, normal transaction fees will apply. An Excessive Transaction Fee will be imposed on each transaction exceeding six (whether restricted or unrestricted) as per the Fee Schedule.