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Direct Deposit

Get Paid Faster

Direct Deposit

Get Paid Faster

Your employer or other income source depositing your paycheck electronically into your account

Make the switch to direct deposit! It’s a secure process trusted by millions for easy money management. Your employer can assist you in setting it up quickly, saving you the hassle of depositing paper checks.

When you set up direct deposit with United Texas Credit Union, you receive your paycheck or federal benefits up to two days faster!

Simply provide our routing number (314088860) and your checking account number to begin. It’s that easy! Please note that the timing of fund originator funding affects direct deposit and early payment of funds.

Key Benefits of Direct Deposit

Why Direct Deposit Your Next Paycheck?Direct deposit offers numerous advantages over other deposit methods.  It sends your earnings straight from your boss’s account into yours—safe, sound, and speedy thanks to the wonders of electronic transfers. Consider these key benefits before making a choice:
  • Direct deposit is the faster option for consumers. No more waiting for paper paychecks to come in – with many employers ensuring overnight fund transfers into your account once you’re on a regular schedule. This means swift and convenient access to your money, often available in your account by the time you wake up on payday morning!
  • You can streamline your deposits by opting for direct deposit. Whether it’s payments from employers, investors, government agencies like the Social Security Administration or pension plans, direct deposit makes it convenient and efficient.
  • With direct deposit, you get peace of mind! No more worrying about check fraud or lost or stolen paychecks since your hard-earned money goes straight into your account, safe and sound.
  • Say goodbye to waiting in long lines on payday. Picture skipping the line with each paycheck! Your deposit arrives wherever you are, whenever you need it. Even on vacation, your funds land in your account promptly for immediate use.

How Do You Set Up Direct Deposit?

Setting up direct deposit with your employer has never been easier with today’s technology. Simply provide basic information about your credit union account, usually by giving them a voided check. Rest assured, only deposits can be made—no withdrawals!

Frequently Asked Questions

It is a unique nine-digit number assigned to a financial institution.

Your routing number is the first set of numbers printed on the bottom left-hand side of your checking account checks.