We offer investment real estate financing as an additional option to our suite of business loan solutions offered to members.
Do you already own investment properties? If so, this might be the right time to refinance, especially if you have a variable-rate loan or note. Business owners have been facing increased costs due to variable-rate loans in today’s challenging interest-rate environment.
At United Texas Credit Union, we understand the challenges business owners face with interest rates on their owner-occupied real estate. Let us assist you in finding what you need!
- Are you a business owner with a variable-rate loan or note? Need to refinance it?
- Do you own an owner-occupied building or investment real estate with a variable-rate note?
- Do you have a variable-rate 7A SBA loan or real estate loan?
- Or are you just exploring investment real estate?
We can help you get lower interest rates that can save you thousands of dollars. Meet with one of our business lenders to figure out the best refinancing possible for your situation.
Eligible Types of Investment Real Estate
We provide services for a variety of investment properties. This means more options for you. We can help you finance the perfect place for your goals, needs, and future. You can finance these types of property with an investment real estate loan from United Texas Credit Union:
- single-family homes
- office buildings
- small shopping centers
- small apartment complexes
At United Texas Credit Union, our investment real estate financing specialists care about you. We want to help you maximize benefits and limit risks. We have established loan features that will give you the freedom and confidence you need in your financing.
- Non-owner occupied property
- Purchase or refinance
- Up to a 10-year fixed-rate term with 20 years’ amortization
- The loan amount is based on the cost of the building or as completed with improvements
- 20 – 25% down payment or equity in the property*
- No prepayment penalties
- Local decision-making and servicing
Beyond the loan features that can benefit you and your investment, there is more that is possible. With just a 20% down payment or equity in your property, you may be able to borrow up to ten years. Take advantage of today’s competitive interest rates and contact the professionals at United Texas Credit Union.
We’re Here For You
At United Texas, we’re committed to building lasting relationships. While we have the same resources as the big banks, we vow to our members the care and loyalty other businesses do not. Take advantage of our financing and coaching resources tailored for business owners and investors in commercial and investment real estate. We make sure to provide the best financial solutions to help your business succeed.
For more information about investment real estate financing or any other business lending needs, please contact:
SAN ANTONIO/BOERNE AREA:
VP – Member Business Lending
Member Business Lender
FORT WORTH AREA:
AVP – Member Business Lending