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United Texas - Mobile
Finance
Free - On the App Store

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cover-art

United Texas - Mobile
Finance
Free - On the App Store

Liquid Asset

  • $2,500 minimum opening deposit
  • Unlimited deposits of new money in any amount
  • Transfers from other United Texas accounts allowed with an equal amount of new money deposited
  • Variable dividend rate that matches the Federal Funds rate on balances of $2,500 or more
  • Up to three free withdrawals per month

HomeTraq

  • United Texas sponsors the showing fee for your home tour
  • You enjoy the convenience of local agents
  • No pushy sales tactics and no obligation
  • Only verified, licensed agents show the home to ensure a safe experience

Home Improvement Loan

  • Borrow at a fixed rate to increase the value of your home
  • Competitive interest rates
  • Terms up to 20 years
  • Convenient online application process
  • No prepayment penalties

Partnership Program

  • You can provide the benefit of financial wellness to your employees, enhancing your benefits offerings at no cost to your organization.
  • Our mission is to improve the financial well-being of our members and the communities we serve.
  • We are a not-for-profit, member-owned financial cooperative.
  • Since 1955, we've helped members achieve their goals and realize their dreams.
  • We return profits to members through financial education, higher deposit rates, lower loan rates and low or no service fees.

Spirit Rewards Checking

  • 1/2 % unlimited cash back on signature-based debit card transactions
  • No minimums or caps on rewards
  • Better cash back rates than other institutions
  • Cash back rewards paid yearly to the Boerne Education Foundation
  • Get paid up to two days early with Direct Deposit

Holiday Loans

  • No collateral required
  • Low, fixed rates
  • Terms up to 12 months
  • Borrow up to $2,500 for any financial need
  • Fast application turnaround

Credit Card Consolidation Loans

  • Complete our short application and see your pre-qualified credit card consolidation loan offers, with no impact to your credit
  • Competitive variable rate based on the Prime Rate
  • Pay off your debt faster and save money with a lower rate
  • Enjoy the convenience of one payment towards your debt
  • Fast application turnaround

Overdraft Coverage Options

  • Less expensive alternative to payday lending
  • Consumer checking accounts have $750 of coverage and business checking accounts have $1,000 for up to two accounts
  • You have 32 days to bring your account back to a positive status
  • Avoid fees from merchants for returned items

Carvana

  • United Texas members can earn a $100 cash reward when you purchase your Carvana vehicle using the Love My Credit Union Rewards site!
  • Certified Inventory of over 30,000 vehicles all with low mileage, no reported accidents on CarFax, and a 150-point inspection
  • Convenience: Buy online with delivery or pick up available as soon as the next day
  • Buy with confidence: 7-day money back guarantee, 100 day/1,489 mile warranty
  • Easy trade ins: Carvana will give you a firm offer for your car in less than two minutes and pick it up from you. No pictures needed, no inspection hassle.
  • A great experience: Carvana has a 4.7 out of 5-star rating across 28,000+ customer reviews

Do Over Checking

  • Unlimited checks
  • No minimum balance
  • Free online banking
  • Low $10 monthly fee
  • Easy approval