Small Business Working Capital Loans
Small Business Working Capital Loans
Through our partnership with NEWITY, you may take advantage of the following benefits:
- Expert Team. They have assisted 120,000+ businesses access $11.4 billion; getting capital to entrepreneurs is what they do.
- Online Application. Built to streamline SBA to simplify the process. Available anytime from anywhere.
- Real Support. Their 100% U.S.-based team is standing by and ready to help via email, phone, or chat.
Home Equity Line of Credit
- Access funds from your home equity
- Lower interest rates than a personal loan or credit card
- Terms up to 20 years
- Borrow up to 80% of the appraised value
- Only pay on what you borrow/advance
Construction Loans
- Easy online application
- Fast pre-approvals
- Personal construction loan advisor
- Competitive interest rates
- Fast loan closing
Direct Deposit
- Get paid up to two days early
- Faster, more convenient access to your money
- No more waiting in line on payday
- Your paycheck cannot get lost in the mail
- Eliminates possible check fraud
Liquid Asset
- $2,500 minimum opening deposit
- Unlimited deposits of new money in any amount
- Transfers from other United Texas accounts allowed with an equal amount of new money deposited
- Variable dividend rate that matches the Federal Funds rate on balances of $2,500 or more
- Up to three free withdrawals per month
HomeTraq
- United Texas sponsors the showing fee for your home tour
- You enjoy the convenience of local agents
- No pushy sales tactics and no obligation
- Only verified, licensed agents show the home to ensure a safe experience
Home Improvement Loan
- Borrow at a fixed rate to increase the value of your home
- Competitive interest rates
- Terms up to 20 years
- Convenient online application process
- No prepayment penalties
Partnership Program
- You can provide the benefit of financial wellness to your employees, enhancing your benefits offerings at no cost to your organization.
- Our mission is to improve the financial well-being of our members and the communities we serve.
- We are a not-for-profit, member-owned financial cooperative.
- Since 1955, we've helped members achieve their goals and realize their dreams.
- We return profits to members through financial education, higher deposit rates, lower loan rates and low or no service fees.
Spirit Rewards Checking
- 1/2 % unlimited cash back on signature-based debit card transactions
- No minimums or caps on rewards
- Better cash back rates than other institutions
- Cash back rewards paid yearly to the Boerne Education Foundation
- Get paid up to two days early with Direct Deposit
Holiday Loans
- No collateral required
- Fixed rates as low as 10.49% APR
- Terms up to 12 months
- Borrow up to $5,000 for any financial need
- Fast application turnaround