Overdraft Coverage Options
Credit Card Consolidation Loans
- Complete our short application and see your pre-qualified credit card consolidation loan offers, with no impact on your credit.
- Competitive variable rate based on the Prime Rate
- Pay off your debt faster and save money with a lower rate
- Enjoy the convenience of one payment towards your debt
- Fast application turnaround
Overdraft Coverage Options
- Less expensive alternative to payday lending
- Consumer checking accounts have $750 of coverage and business checking accounts have $1,000 for up to two accounts
- You have 32 days to bring your account back to a positive status
- Avoid fees from merchants for returned items
Carvana
- United Texas members can earn a $100 cash reward when you purchase your Carvana vehicle using the Love My Credit Union Rewards site!
- Certified Inventory of over 30,000 vehicles all with low mileage, no reported accidents on CarFax, and a 150-point inspection
- Convenience: Buy online with delivery or pick up available as soon as the next day
- Buy with confidence: 7-day money back guarantee, 100 day/1,489 mile warranty
- Easy trade ins: Carvana will give you a firm offer for your car in less than two minutes and pick it up from you. No pictures needed, no inspection hassle.
- A great experience: Carvana has a 4.7 out of 5-star rating across 28,000+ customer reviews
Ultimate Checking
- 1/2 % unlimited cash back on signature-based debit card transactions
- Better cash back rates than other institutions
- Automatic rewards every month
- Enjoy a full suite of financial perks at no extra cost
- Get paid up to two days early with Direct Deposit
Teens Club
- For teens ages 13-17
- Higher balances = bigger rewards
- Earn gift cards you can spend anywhere
- No minimum balance required
- No monthly fees
Young Adults Club
- Savings account with no monthly fees
- Checking account with free E-Statements
- Starter Mastercard
- One free cashier's check or money order per month
Kids Club
- Savings account with incentives
- Earn gift cards by redeeming tokens
- For kids ages 5-12
- Earn a token for every $10 deposit
- Limit of three tokens per day
Safe Deposit Box
- 4 sizes to choose from
- Approx. 21 inches deep
- $20.00 to $75.00 annually
- Available at our Headquarters, Medical Center or Polaris locations
- $5.00 discount for checking account holders
Skip a Payment
- Low fee of $30 to skip a payment for a limited time
- Easy application process
- Account must be in good standing
- Extends loan by the number of skipped payments
Loan Extension
- Available once every 6 months
- Credit score is unaffected
- $40.00 fee per loan extension
- Loan terms are extended
- Certain loans eligible