Consumer loan granted for personal use
Looking for funds to cover a major expense but don’t have any collateral? Our unsecured signature loan is the solution you need. With no collateral requirement and a low, fixed interest rate, it’s the perfect choice. Repayment is done in convenient installments, and you even have the option to defer your first payment for up to 60 days from the loan finalization date.
What should you use your personal loan for?
A personal loan is a very convenient way to deal with expenses. However, you want to be careful what you use it for. If you need a personal loan in Bexar, Kendall or Comal County, here are our San Antonio personal loan experts’ recommendations:
DO use a personal loan for…
1. Debt consolidation
If you have high-interest credit cards eating away at your income, transferring the debt to a personal loan is a good idea. You’ll enjoy lower rates and payments than you would with the credit card companies.
2. Weddings
It might seem odd to get a personal loan for a wedding when wedding-specific loans already exist. However, a personal loan gives you more flexibility with your choices.
3. Vacations
You shouldn’t take out a personal loan for every little trip, but for milestone events, such as an anniversary excursion, a personal loan is the perfect solution.
Don’t use a personal loan for…
Everyday expenses
If you consistently need extra cash for everyday expenses, it’s time to reconsider your financial situation. You may need a new budget… or a new job. A personal loan will not be enough to solve the problem.
