UTXCU privacy policy
UTXCU privacy policy
FACTS
What does United Texas Credit Union do with your personal information?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and income
- account balances and payment history
credit history and credit scores
How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons United Texas Credit Union chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes, we share. | No, you cannot limit this sharing. |
For our marketing purposes – to offer our products and services to you | Yes, we share. | Yes, you can limit this sharing. |
For joint marketing with other financial companies | Yes, we share. | Yes, you can limit this sharing. |
For our affiliates’ everyday business purposes – information about your transactions and experiences | No, we do not share. | We do not share. |
For our affiliates’ everyday business purposes – information about your creditworthiness | No, we do not share. | We do not share. |
For nonaffiliates to market to you | No, we do not share. | We do not share. |
To limit our sharing
Call (210) 561-4500 or 1-800-531-8456
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Questions?
Call (210) 561-4500 or 1-800-531-8456
Who we are
Who is providing this notice?
United Texas Credit Union
What we do
How does United Texas Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does United Texas Credit Union collect my personal information?
We collect your personal information, for example, when you
open an account or deposit/withdraw money
pay your bills or apply for a loan
use your credit or debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only
sharing for affiliates’ everyday business purposes – information about your creditworthiness
affiliates from using your information to market to you
sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choices will apply to everyone on your account.
Definitions
Affiliates – Companies related by common ownership or control. They can be financial and nonfinancial companies.
Our affiliate is Credit Union Income Solutions.
Nonaffiliates – Companies not related by common ownership and control. They can be financial and nonfinancial companies.
United Texas does not share with nonaffiliates so they can market to you.
Joint marketing – A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include credit card, insurance, and other financial service companies.
Other important information
N/A
