» Why United Texas
- Fixed rates
- Funds insured up to $250,000, with no limit on the number of accounts
- No maximum investment caps
- An initial deposit of ONLY $500 required*
- Terms between 6 and 60 months
Benefits of a Share Certificate Account
Share Certificate Rates and Terms
|3.82% APY*||6 months|
|5.30% APY*||6 months|
|4.07% APY*||12 months|
|2.78% APY*||24 months|
|2.27% APY*||36 months|
|2.53% APY*||48 months|
|2.53% APY*||60 months|
We’re Here to Help!
Laddering certificate accounts is a great strategy to build wealth, take advantage of future rate increases, and prevent all your money from being locked up long-term.
To learn more about Share Certificate Accounts or other investment options, contact us or give us a call at 1-800-531-8456.
*APY = Annual Percentage Yield. APY offered the period of December 1 – 31, 2023. The minimum balance to earn the advertised APY is $25,000 for a 6-month term at the higher rate and $500 for all other terms. A penalty will be imposed for early withdrawal. A withdrawal of all or any portion of the principal prior to maturity will cause automatic termination of the Certificate Account. Membership eligibility is required.
How it Works
Give us a call, contact us online, or come into any one of our branches.
Join United Texas Credit Union. All you need to do to become a member is to open a $5.00 minimum savings account.
Open your Share Certificate account. You will need to make a minimum deposit of $500 (or $25,000 for a 9 or 15-month term.)
Start earning great rates!