Earn a great rate on your money
» Why United Texas
- Fixed rates
- Funds insured up to $250,000, with no limit on the number of accounts
- No maximum investment caps
- An initial deposit of ONLY $500 required*
- Terms between 6 and 60 months
Benefits of a Share Certificate Account
Share Certificate Rates and Terms
| 3.82% APY* | 6 months |
| 5.30% APY* | 6 months |
| 4.07% APY* | 12 months |
| 2.78% APY* | 24 months |
| 2.27% APY* | 36 months |
| 2.53% APY* | 48 months |
| 2.53% APY* | 60 months |
We’re Here to Help!
Laddering certificate accounts is a great strategy to build wealth, take advantage of future rate increases, and prevent all your money from being locked up long-term.
To learn more about Share Certificate Accounts or other investment options, contact us or give us a call at 1-800-531-8456.
*APY = Annual Percentage Yield. APY offered the period of December 1 – 31, 2023. The minimum balance to earn the advertised APY is $25,000 for a 6-month term at the higher rate and $500 for all other terms. A penalty will be imposed for early withdrawal. A withdrawal of all or any portion of the principal prior to maturity will cause automatic termination of the Certificate Account. Membership eligibility is required.
How it Works
STEP 1.
Give us a call, contact us online, or come into any one of our branches.
STEP 2.
Join United Texas Credit Union. All you need to do to become a member is to open a $5.00 minimum savings account.
STEP 3.
Open your Share Certificate account. You will need to make a minimum deposit of $500 (or $25,000 for a 9 or 15-month term.)
STEP 4.
Start earning great rates!