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Tired of Renting?

Tired of Renting

Our San Antonio new home loan specialists at United Texas Credit Union offer home loans with a personal touch to individuals throughout Bexar, Kendall, and Comal Counties. Enjoy competitive rates, a streamlined process, and your own home loan liaison to help you throughout the process.

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Types of Home Loans

Fixed Rate Loan

This loan is just as it sounds; it is a fixed rate for your San Antonio home. This means that you pay a set amount for your loan for a certain amount of time until the loan is paid off. In other words, even if interest rates rise, you still pay the same amount.

Adjustable-Rate Mortgage

An adjustable-rate mortgage is subject to change depending on current interest rates. This means that if interest rates are high when you initially take out your home loan, you have the chance of getting a lower rate the following year.

FHA Loan

This loan is perfect for those whose financial situations do not allow them to pay a higher down payment for their home. Because these loans are government-backed, it is possible to make a smaller initial payment.

VA Loan

This loan is exclusively for United States military veterans. As a qualifier, you are able to take a loan that does not require a down payment or other typical mortgage requirements.


If you find yourself drawn to living in rural areas, this just might be the perfect loan for you. This allows you to find your dream home in the great outdoors without having to worry about a down payment. There are also typically lower interest rates associated with USDA loans.

Bridge Loan

A bridge loan is a great option for those who are buying a new home while in the process of selling their current residence. Rather than juggle different mortgage payments, this new home for San Antonio residents allows them all to consolidate to make refinancing possible.

Home Purchase


Why United Texas Credit Union?

The “make-or-break” for your experience in getting your home loan is making sure you get the one that’s right for you. That means it is our job, here at United Texas Credit Union, to get you both the lowest interest rates and the best payment option that will fit your budget. We know the stress of buying a home and have helped countless people get started on the process; stop renting and let us guide you in this exciting next step!

Apply Online

Fill out our online application and get pre-qualified today

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Call Now

Speak with a representative to get your questions answered

(210) 561-4500

Schedule a Meeting

Set an appointment to meet with a specialist in your area

Contact Us

With a home loan from United Texas, you enjoy:

Fast pre-approvals

No prepayment penalties

No processing or underwriting fees

Terms up to 30 years

Competitive interest rates

Personal home loan liaison

Is a home loan with United Texas right for me?

If you are currently renting, this may be your time to look into a home loan in San Antonio. Our specialists will find a home loan with your best interests in mind.

It’s best to have a pre-qualification in hand before you hunt for your house. It gives you buying power, helps you search for what you can afford, and shows that you are a serious buyer.

Please complete our application and we’ll issue an approval now with no obligation.

Start Your Application >>