A chip enabled card that lets you purchase products on credit
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3 Things You Should Know About EMV Chip Cards
They protect against fraud
Credit card fraud is a serious issue in the US and EMV cards help combat this issue. Unlike magnetic cards, which store static data and are vulnerable to theft, EMV cards use a chip to generate a unique code for each transaction. This added security measure helps safeguard your card information from being stolen.
They protect against fraud
When it comes to EMV cards, the responsibility for covering charges falls on the “least EMV compliant” party. If you use your card at a store without a chip reader, that store will be held accountable if your information is stolen.
On the flip side, if your financial institution fails to provide you with an EMV card, they will be responsible for any charges incurred. Rest assured, you won’t be held liable for fraudulent or unauthorized transactions in either situation.
They don’t make a difference online
When it comes to online purchases, EMV cards may not offer the same level of protection as they do in the physical world. It’s crucial to keep this in mind and exercise caution. Use your best judgment and avoid entering your credit card information on suspicious websites. Stay safe while shopping online!
