Social Media Scams: What to Look Out For and How to Stay Safe
Social media apps each offer something unique to users, which is why they are so popular. Some of that attention has come from people with malicious intent. Scam artists take advantage of the lack of familiarity people have with these apps. They’ve developed some cunning scams to harvest data, spread malicious software, and commit identity theft. Let’s take a look at a few of the most common social media scams.
The Fake App
You get an invitation to install an app that will give you instant likes and shares on Facebook, Instagram, or Twitter. The application does nothing, but buried in the user agreement is language that allows the app to broadcast messages without further permission. A scammer uses the app to make your profile broadcast links to phishing sites and other malicious web pages.
The Hidden Charge
A fun personality quiz pops up in your news feed and wants to use your cell number to text you the results. You enter your phone number and unknowingly sign up for a $9.99 a month “service,” which you won’t hear about until your next cell phone bill. Removing the charges will prove difficult, and stopping them from recurring will cause hours of frustration.
The Emergency Request
A friend sends you a message saying they’re on vacation and they’ve had their wallet stolen. They need money to get back home. Being the generous person you are, you send them money by following the instructions they provide. When you next speak to your friend, he or she has no idea what you’re talking about. They didn’t send the request – a hacker compromised their social media presence and used it to spread the scam.
The Age Verification
Dating apps like Tinder have become a spawning ground for bots advertising “adult dating” services. These services will ask for your credit card number for age verification. These sites will promise racy pictures and adult cam chats but will hide the charges they bill to your credit card. Sites like these may also attempt to entice married people onto their platform and later attempt to blackmail them.
The Lottery Winner
You may have seen stories on your social media feed about generous lottery winners who promise a share of their winnings to the first 1,000 people to share their good news. What you don’t see is people donating money for “postage,” or having their e-mail addresses used to spread scams. Needless to say, the money never comes.
Profile Spy
Facebook or Twitter apps promising to let you see who’s been looking at your profile are another popular road for scam artists. The app will get permission, through the install process, to send messages to your friends, access your login information, and post links to your profile. Any information the app provides you will be inaccurate and useless.
Avoiding Social Media Scams
Identifying these schemes is half the battle. Thwarting them, then, is as easy as not doing whatever it is they want you to do. If you want to raise your social media security level, here are some steps you can take to protect your personal information.
- Don’t install any social media application that can make posts to your feed, access your account information, or see your friends list. That way, your name won’t be the reason someone else clicks a malicious link.
- Don’t enter your credit card information on any service if you don’t intend to buy something. Not only will this keep you safe from scams, but it will also help cut down on impulse purchases on reputable websites.
- If anyone sends you a request for money through e-mail or social media, get in touch with them through another means. Confirm they are in need, and then send money via a service you know and trust.
- Change your social media passwords at least every six months. Use complex passwords that don’t contain information in your profile. Make sure someone can’t answer your security questions with the information you put out there.
Social media has made the world smaller and helped bring people closer together. It’s now possible to keep up with friends who are all around the country and the world while sharing cool experiences and stories with new, exciting individuals. At the same time, it’s also exposed us to some new dangers. Keeping up with the latest scams help make you a more responsible social media user and will make the world a little safer for all of us.
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Sources:
http://www.bankrate.com/finance/investing/old-scams-social-networking-twist-1.aspx
http://us.norton.com/yoursecurityresource/detail.jsp?aid=social_media_scams
http://www.socialbakers.com/blog/1080-watch-out-for-the-latest-scams-on-facebook