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United Texas - Mobile
Finance
Free - On the App Store

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United Texas - Mobile
Finance
Free - On the App Store

I’m looking for a car, but I hate haggling over the price at the dealership. What can I do to get the best deal?

1.) Do your homework before you get to the lot.

Narrow your choices down so you only need to take a few test drives. Find out the typical price for comparable vehicles if you’re buying used and look up rebates and incentives for new cars. The more you know, the lower the price you’ll pay at the dealership.

2.) Get financing before you go.

The most effective “closers” at the dealership are usually in the finance office, where they’ll try to get a good chunk of your money on an interest rate that’s higher than you should pay. Your credit union can help you get started with our auto loan application.

3.) Don’t forget your trade-in.

Find out how much people are paying for vehicles that are comparable to yours so you know how much to expect. Plus, you can always sell your trade-in on your own if you find a good deal.

4.) Contact us before you go to the dealership.

We have some great resources available to members that can help you get the most for your money on both sides of the deal – purchasing and financing the new vehicle and trading in or selling your existing vehicle.

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