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United Texas - Mobile
Finance
Free - On the App Store

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United Texas - Mobile
Finance
Free - On the App Store

Have you been turned down for a home loan because you’re self-employed?

Our Bank Statement Mortgage Program was created for self-employed borrowers to purchase or refinance a home. Since tax returns are not required, this could be a great option for creditworthy self-employed homebuyers!

  • Up to 90% LTV, no mortgage insurance
  • Credit scores starting at 640
  • Two years seasoning for foreclosure, short sale, bankruptcy, or deed-in-lieu
  • No tax returns required
  • Loans up to $3 million
  • Two years of self-employment required
  • Up to 80% on second homes and investment properties
  • Non-permanent residents allowed
  • 1099 option available
  • Purchase and cash-out or rate-term refinance
  • 12 or 24 months business bank statements (must own at least 50% of the business)
  • 12 or 24 months personal bank statements (must own at least 25% of the business)
  • Owner-occupied, second homes and non-owner-occupied
  • 40-year interest only available

Were you told that you had to wait two years AND pay Uncle Sam?

Other lenders won’t consider this option, so contact one of our mortgage loan officers today to take advantage of this unique opportunity!

SAN ANTONIO/BOERNE AREA:

Jorge Rocha

Jorge A. Rocha, Jr.
Mortgage Loan Officer
210.561.4574
jorger@utxcu.com
NMLS #513941

Apply with Jorge >>

FORT WORTH AREA:

Layton Shelton

Layton Shelton
Mortgage Loan Officer
682.350.9058
laytons@utxcu.com
NMLS #2252700

Apply with Layton >>